865 Emerald Dr, Mount Dora, FL 32757 Property Records

Lake County property record for 865 Emerald Dr, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,509 sqft · built 1960
Lot Size	0.179 acres (7,800 sqft)
Owner	Company on Record
Last Sale	$236,000 (Oct 2021)
Tax Bill	$3,409 (2024)
Deeds & Mortgages	Apr 2021 Mortgage May 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-19-26-0400-000-05100`

Property Details

APN / Parcel Number

Primary APN	`26-19-26-0400-000-05100`
Alternative APN	`1325170`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,509 sqft Living Area
1st Floor Area	1,509 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Porch	Finished/Open Porch
Porch Area	690 sqft
Utility Building	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1325170
Street Address	865 EMERALD DR
City	MOUNT DORA
State	FL
Zip	32757-4601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	GOLDEN ISLE LOT 51 PB 15 PG 44 ORB 5955 PG 2100
Legal Range	26E
Legal Township	19S
Legal Section	26
Legal Subdivision	GOLDEN ISLE SUB
Legal Tract	0400
Legal Lot Number	51
Jurisdiction	LAKE FL
Township / Civil Division	MOUNT DORA
Census Block Group	3
Census Block	3002
Census Tract	30915

Owner

Source: Lake County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	5001 PLAZA ON THE LK, 200, AUSTIN, TX 78746-1053
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 12, 2022	Special Warranty Deed, Transfer BCHH INC
Oct 7, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 4, 2018	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS
Oct 12, 2017	Warranty Deed, Transfer PROGRESSIVE TITLE SOLUTIONS LL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2021 · Amount on Record
Deed Sale	Oct 7, 2021 · Amount on Record
Prior Sale	Oct 4, 2018 · Amount on Record
Deed Document Number	2021138844
Deed Book / Page	5810 / 2099
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	865 EMERALD DR, MOUNT DORA, FL 32757-4601
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056792116
Date	Apr 6, 2021
Book Page	5679/2116
Instrument	2021046275

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 12, 2022
Property Address	865 EMERALD DR, MOUNT DORA, FL 32757-4601
Document Number	0059552100
Book / Page	5955 / 2100
Map Reference	MB 15 PG 44
Instrument Date	May 10, 2022
Instrument	2022066969
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	BCHH INC

Transaction

Amount	Amount Recorded
Tax	$4,986.80
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5001 PLAZA ON THE LK # LK200, LK200, AUSTIN, TX 78746-1070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053
Investor	Possibly a Property Investor

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 7, 2021
Property Address	865 EMERALD DR, MOUNT DORA, FL 32757-4601
Document Number	0058102099
Book / Page	5810 / 2099
Map Reference	MB 15 PG 44
Instrument Date	Sep 29, 2021
Instrument	2021138844
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,652.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	865 EMERALD DR, MOUNT DORA, FL 32757-4601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5001 PLAZA ON THE LK, AUSTIN, TX 78746-1070
Investor	Possibly a Property Investor

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE FL
Recording Date	Oct 4, 2018
Property Address	865 EMERALD DR, MOUNT DORA, FL 32757-4601
Document Number	0051800103
Book / Page	005180 / 000103
Instrument Date	Sep 20, 2018
Instrument	116897
Transaction Type	Transfer
Record Updated	Oct 23, 2018
Title Company	CENTURION TITLE GROUP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,119.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 EMERALD DR MOUNT DORA FL 327574601, MOUNT DORA, FL 32757-4601

Mortgage

Document Number	51800105
Date	Oct 4, 2018
Book Page	005180/000105
Instrument	116898

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2048

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 12, 2017
Property Address	865 EMERALD DR, MOUNT DORA, FL 32757-4601
Document Number	0050112357
Book / Page	005011 / 002357
Instrument Date	Oct 9, 2017
Instrument	108638
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	PROGRESSIVE TITLE SOLUTIONS LL

Transaction

Amount	Amount Recorded
Tax	$374.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	230 BRIAR BAY CIR ORLANDO FL 328255955, ORLANDO, FL 32825-5955

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,240 (-) Land $31,680 Building $163,560	$195,240 (-) Land $31,680 Building $163,560
2025		$195,240 (+2.85%) Land $31,680 Building $163,560	$195,240 (+2.85%) Land $31,680 Building $163,560
2024	$3,409.00 (+9.3%)
2023	$3,119.00 (+6.05%)	$189,835 (+3.6%)	$189,835 (+3.6%) Land $31,680 Building $158,155
2022	$2,941.00	$183,235	$183,235 Land $25,080 Building $158,155

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35

May also be available: Hotwire Communications, Verizon.

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