865 Edward St, Saint Libory, IL 62282 Property Records

St. Clair County property record for 865 Edward St, Saint Libory, IL 62282

Property Summary

Property Type	Single Family Home
Details	3 ba · 780 sqft · built 1933
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Tax Bill	$2,861 (2025)
Deeds & Mortgages	Aug 2020 Sale & Construction Loan
APN	`19-13-0-206-017`

Property Details

APN / Parcel Number

Primary APN	`19-13-0-206-017`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	780 sqft Living Area
Basement Area	780 sqft
Unfinished Basement	780 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1985
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Carport
Garage Area	308 sqft
Carport	Carport
Carport Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	865 EDWARD ST
City	SAINT LIBORY
State	IL
Zip	62282-0422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DINGWERTHS, J H, ADD LOT/SEC-10 A02660478
Legal Subdivision	DINGWERTHS, J H, ADD
Legal Block	206
Jurisdiction	ST CLAIR IL
Township / Civil Division	FAYETTEVILLE
Census Block Group	2
Census Block	2036
Census Tract	504002

Owner

865 Edward St is owned and occupied by an individual who acquired it in December 2011.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	865 EDWARD ST, SAINT LIBORY, IL 62282-0422
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 19, 2011
Transfer Doc	0002294333
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 3, 2020
Property Address	865 EDWARD ST, SAINT LIBORY, IL 62282-0422
Document Number	00A2660478
Instrument Date	Jul 28, 2020
Instrument	2660478
Transaction Type	Construction Loan
Record Updated	Sep 4, 2020
Title Company	ADVANCED TITLE SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	761 WASHINGTON ST ST LIBORY IL 622820348, ST LIBORY, IL 62282-0348

Mortgage

Document Number	A2660479
Date	Aug 3, 2020
Instrument	2660479

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 2, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 865 Edward St was $2,861 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Fayetteville Township
Municipality	St. Libory Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	St. Libory Consolidated School District 30 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,861.00	$42,078 Land $2,146 Building $39,932	$126,234 Land $6,438 Building $119,796
2022		$32,398 Land $1,653 Building $30,745	$97,194 Land $4,959 Building $92,235
2019	$1,599.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 865 Edward St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 865 Edward St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST LIBORY serves 628 people · EPA ID IL1631200
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Egyptian Telephone Cooperative Association Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	100 / 20

May also be available: ClearWave.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Edward St

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