Polk County property record for 865 E Point Rd, Cedartown, GA 30125
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,936 sqft · built 1993 |
| Lot Size | 11 acres (479,160 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $279,300 (Apr 2019) |
| Tax Bill | $4,108 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-045D |
| Primary APN | 031-045D |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,936 sqft Heated Area |
| 1st Floor Area | 1,936 sqft |
| Flooring | Wood |
| Interior Walls | Finished/Painted |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 479,160 sqft (11 acres) |
| Garage Area | 760 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 738 sqft |
| Deck Area | 300 sqft |
| Canopy | 160 sqft |
| Storage Building | 144 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 16469 |
|---|---|
| Street Address | 865 E POINT RD |
| City | CEDARTOWN |
| State | GA |
| Zip | 30125-6137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT3 PLT2 PAN-ATLANTA PROP INC |
| Legal Subdivision | LAKEVIEW AREA |
| Legal Lot Number | 3 |
| Jurisdiction | POLK GA |
| Township / Civil Division | CEDARTOWN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 10500 |
Source: Polk County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 865 E POINT RD, CEDARTOWN, GA 30125-6137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2026 | Deed of Trust, Mortgage · Line of Credit VALLEY CREDIT UNION |
| Apr 9, 2021 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ |
| Jan 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage INTERCONTINENTAL CAP |
| Apr 16, 2019 | Warranty Deed, Transfer · FHA Mortgage HOMESTAR FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2019 · Amount on Record |
| Deed Sale | Apr 15, 2019 · Amount on Record |
| Prior Sale | Jan 30, 2013 · Amount on Record |
| Deed Document Number | 2019582 |
| Deed Book / Page | 1707 / 201 |
| Prior Transfer Date | Nov 5, 1991 |
| Prior Transfer Doc | 0453000461 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK GA |
| Recording Date | Jul 8, 2026 |
| Property Address | 865 E POINT RD, CEDARTOWN, GA 30125-6137 |
| Document Number | 1955000523 |
| Book / Page | 1955 / 523 |
| Instrument Date | Jul 1, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 865 E POINT RD, CEDARTOWN, GA 30125-6137 |
| Document Number | 1955000523, |
|---|---|
| Date | Jul 8, 2026 |
| Book Page | 1955/523 |
| Name | VALLEY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate | 5.79% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK GA |
| Property Address | 865 E POINT RD, CEDARTOWN, GA 30125-6137 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 865 E POINT RD, CEDARTOWN, GA 30125-6137 |
| Document Number | 0017830000000653 |
|---|---|
| Date | Apr 9, 2021 |
| Book Page | 0000001783/0000000653 |
| Instrument | 001585 |
| Name | NEWREZ |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK GA |
| Property Address | 865 E POINT RD, CEDARTOWN, GA 30125-6137 |
| Document Number | 0017610580 |
| Instrument Date | Jan 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 865 E POINT RD CEDARTOWN GA 301256137, CEDARTOWN, GA 30125-6137 |
| Document Number | 0017610580 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 001761/000580 |
| Instrument | 3340 |
| Name | INTERCONTINENTAL CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 24, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK GA |
| Recording Date | Apr 16, 2019 |
| Property Address | 865 E POINT RD, CEDARTOWN, GA 30125-6137 |
| Document Number | 0017070201 |
| Book / Page | 001707 / 000201 |
| Instrument Date | Apr 15, 2019 |
| Instrument | 1547 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $279.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 865 E POINT RD CEDARTOWN GA 301256137, CEDARTOWN, GA 30125-6137 |
| Document Number | 17070203 |
|---|---|
| Date | Apr 16, 2019 |
| Book Page | 001707/000203 |
| Instrument | 1548 |
| Name | HOMESTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GAINESVILLE, GA 30501 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2049 |
Source: Polk County assessment roll, as of February 24, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,108.00 (+45.73%) Homeowner's exemption | $189,194 (+56.62%) Land $31,654 Building $157,540 | $472,983 (+56.62%) Land $79,134 Building $393,849 |
| 2023 | $2,819.00 (+18.45%) Homeowner's exemption | $120,797 (+21.99%) Land $21,582 Building $99,215 | $301,993 (+21.99%) Land $53,955 Building $248,038 |
| 2022 | $2,380.00 Homeowner's exemption | $99,024 Land $14,388 Building $84,636 | $247,559 Land $35,970 Building $211,589 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 97.1% of Georgia |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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