865 E Gunn Rd, Rochester, MI 48306 Property Records

Oakland County property record for 865 E Gunn Rd, Rochester, MI 48306

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,988 sqft · built 1984
Lot Size	2.47 acres (107,593 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,138 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`N-10-23-401-008`

Property Details

APN / Parcel Number

Primary APN	`N-10-23-401-008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,988 sqft Living Area
1st Floor Area	2,075 sqft
Basement Area	1,664 sqft
Finished Basement	1,581 sqft
Unfinished Basement	1,664 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	107,593 sqft (2.47 acres)
Terrain	Rolling
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	54 sqft
Deck Area	61 sqft
Patio Area	284 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	865 E GUNN RD
City	ROCHESTER
State	MI
Zip	48306-1908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T4N, R11E, SEC 23 PART OF SE 1/4 BEG AT PT DIST N 86-08-00 W 1262.84 FT & S 01-29-10 W 100 FT FROM E 1/4 COR, TH S 01-29-10 W 199.27 FT, TH N 87-54-44 W 200.00 FT, TH S 79-49-14 W 246.53 FT, TH N 18-00-47 W 302.99 FT, TH S 84-26-41 E 543.94 FT TO BEG
Legal Range	11E
Legal Township	04N
Legal Section	23
Jurisdiction	OAKLAND MI
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3017
Census Tract	190200

Owner

865 E Gunn Rd is owned and occupied by two individuals.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	865 E GUNN RD, ROCHESTER, MI 48306-1908
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	865 E GUNN RD, ROCHESTER, MI 48306-1908
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 E GUNN RD, ROCHESTER, MI 48306-1908

Mortgage

Document Number	0000132005
Date	Oct 16, 2025
Book Page	60631/277
Instrument	132005

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Sep 15, 2035

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	865 E GUNN RD, ROCHESTER, MI 48306-1908
Transaction Type	Mortgage
Record Updated	Mar 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 E GUNN RD, ROCHESTER, MI 48306-1908

Mortgage

Document Number	0000297511
Date	Jan 18, 2022
Book Page	57312/872
Instrument	297511

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 865 E Gunn Rd was $3,138 with a homeowner's exemption, down 33% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oakland Charter Township
Unified School District	Rochester Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,138.00 (-33.02%) Homeowner's exemption	$349,180	$698,360
2024	$4,685.00
2023		$314,860	$629,720
2021	$4,055.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 865 E Gunn Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 865 E Gunn Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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