865 E Commerce St, Bridgeton, NJ 08302 Property Records

Cumberland County and Fairfield Township property record for 865 E Commerce St, Bridgeton, NJ 08302 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,237 sqft · built 1930
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on File
Last Sale	$104,000 (Jun 2021)
Tax Bill	$4,251 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00019-0000-00041`

Property Details

APN / Parcel Number

Primary APN	`05-00019-0000-00041`
Alternative APN	`050001900041`

Interior

Stories	1 Story
Building Area	1,237 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Lot Area	40,075 sqft (0.92 acres)

Location & Zoning

Street Address	865 E COMMERCE ST
City	BRIDGETON
State	NJ
Zip	08302-2259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	19
Legal Lot Number	41
Jurisdiction	CUMBERLAND NJ
Township / Civil Division	FAIRFIELD
Census Block Group	1
Census Block	1004
Census Tract	10401

Owner

Source: Cumberland County and Fairfield Township records · APN 05-00019-0000-00041

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	865 E COMMERCE ST, BRIDGETON, NJ 08302-2259
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 14, 2021 · Amount on Record
Deed Sale	Jun 14, 2021 · Amount on Record
Prior Sale	Apr 02, 2013
Deed Document Number	2021624247
Deed Book / Page	4210 / 8147
Prior Transfer Date	Jul 19, 2013
Prior Transfer Doc	0000441160
Record Updated	Sep 20, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CUMBERLAND NJ
Recording Date	Jun 14, 2021
Property Address	865 E COMMERCE ST, BRIDGETON, NJ 08302-2259
Document Number	0000624247
Book / Page	4210 / 8147
Instrument Date	May 28, 2021
Instrument	624247
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	DOMINION TITLE AGENCY INC, DOMINION TITLE AGENCY, INC.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 E COMMERCE ST, BRIDGETON CITY, NJ

Mortgage

Document Number	0000624248
Date	Jun 14, 2021
Instrument	624248

Lender

Name	GATEWAY FIRST BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Fairfield Township records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cumberland County
County Subdivision	Fairfield Township
Secondary School District	Cumberland Regional School District (09 - 12)
Elementary School District	Fairfield Township School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,900 (-) Land $43,400 Building $99,500	$142,900 (-) Land $43,400 Building $99,500
2025	$4,251.00 (+16.59%)	$142,900 (-) Land $43,400 Building $99,500	$142,900 (-) Land $43,400 Building $99,500
2024	$3,646.00 (+6.33%)
2023		$142,900 Land $43,400 Building $99,500	$142,900 Land $43,400 Building $99,500
2022	$3,429.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (34011C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340110104011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	15 (1979–2019)
Most Recent Claim	Oct 2019, river or lake flooding
Claims By Storm	Hurricane Sandy, Oct 2012 · 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 4 claims

Wildfire

Wildfire Risk	Low above 36% of the US · above 56% of New Jersey
Wildfire Likelihood	About 1 in 1,961 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 46 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.