Cape May County and Ocean City property record for 865 E 7th St, Ocean City, NJ 08226
| Property Type | Single Family Home |
|---|---|
| Details | 1,477 sqft · built 1958 |
| Lot Size | 0.095 acres (4,125 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $232,000 (Mar 1999) |
| Tax Bill | $12,339 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 08-00600-03-00006 |
| Primary APN | 08-00600-03-00006 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,477 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Construction Type | Frame |
| Lot Area | 4,125 sqft (0.095 acres) |
| Lot Dimensions | 83 ft deep x 50 ft wide |
| Street Address | 865 E 7TH ST |
|---|---|
| City | OCEAN CITY |
| State | NJ |
| Zip | 08226-3842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | OB600C L3 |
| Legal Block | 600.3 |
| Legal Lot Number | 6 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | OCEAN CITY |
| Census Block Group | 4 |
| Census Block | 4037 |
| Census Tract | 20101 |
Source: Cape May County and Ocean City records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 112 NEW YORK AVE, READING, PA 19608-9683 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 1999 · Amount on Record |
| Deed Sale | Mar 11, 1999 · Amount on Record |
| Deed Book / Page | 2794 / 944 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 865 E 7TH ST, OCEAN CITY, NJ 08226-3842 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Title Company | BLUE WATER TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000084175 |
|---|---|
| Date | Dec 17, 2025 |
| Book Page | M6866/476 |
| Instrument | 2025084175 |
| Name | MID PENN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cape May County and Ocean City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Ocean City |
| Unified School District | Ocean City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,099,800 (-) Land $523,300 Building $576,500 | $1,099,800 (-) Land $523,300 Building $576,500 | |
| 2025 | $1,099,800 (-) Land $523,300 Building $576,500 | $1,099,800 (-) Land $523,300 Building $576,500 | |
| 2024 | $12,339.00 (+9.04%) | ||
| 2023 | $1,099,800 Land $523,300 Building $576,500 | $1,099,800 Land $523,300 Building $576,500 | |
| 2022 | $11,316.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 193 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 786 units insured incl. 593 condo units |
| Nearby Flood Claims | 335 (1979–2020) |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - OCEAN CITY private · serves 127,000 people · EPA ID NJ0508001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: AT&T, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures