865 Dewberry Ter NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 865 Dewberry Ter NE, Palm Bay, FL 32905

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,329 sqft · built 1989
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on File
Last Sale$209,000 (Apr 2021)
Tax Bill$4,105 (2025)
Deeds & MortgagesAug 2023 Mortgage
Apr 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-37-27-NO-3047-1

Property Details

APN / Parcel Number

Primary APN28-37-27-NO-3047-1
Alternative APNs
  • 28-37-27-NO-03047.0-0001.00
  • 2835372

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,329 sqft Living Area
Gross Area1,702 sqft
1st Floor Area865 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2008
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions90 ft deep x 53 ft wide
Garage TypeAttached
Garage Area334 sqft
PorchFinished/Open Porch
Porch Area39 sqft
Patio Area39 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2835372
Street Address865 DEWBERRY TER NE
CityPALM BAY
StateFL
Zip32905-4695
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionPORT MALABAR UNIT 59 LOT 1 BLK 3047
Legal Range37E
Legal Township28S
Legal Section27
Legal SubdivisionPORT MALABAR UNIT 59
Legal Block3047
Legal Lot Number1
Legal Unit59
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group2
Census Block2013
Census Tract65129

Owner

865 Dewberry Ter NE is owned and occupied by an individual who bought it in April 2021.

Source: Brevard County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address865 DEWBERRY TER NE, PALM BAY, FL 32905-4695
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Apr 5, 2021Warranty Deed, Transfer · FHA Mortgage
MOVEMENT MORTGAGE
Sep 25, 2018Warranty Deed, Transfer
STATE TITLE PARTNERS LLP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 5, 2021 · Amount on File
Deed SaleApr 5, 2021 · Amount on File
Prior SaleSep 25, 2018 · Amount on File
Deed Document Number202185228
Deed Book / Page9075 / 671
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address865 DEWBERRY TER NE, PALM BAY, FL 32905-4695
Transaction TypeMortgage
Record UpdatedAug 21, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address865 DEWBERRY TER NE, PALM BAY, FL 32905-4695

Mortgage

Document Number0098541473
DateAug 4, 2023
Book Page9854/1473
Instrument2023164563
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term333 Months
DueMay 1, 2051

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateApr 5, 2021
Property Address865 DEWBERRY TER NE, PALM BAY, FL 32905-4695
Document Number0090750671
Book / Page9075 / 671
Map ReferenceMB 32 PG 78
Instrument DateApr 1, 2021
Instrument2021085228
Transaction TypeTransfer
Record UpdatedJul 2, 2021
Title CompanySTATE TITLE PARTNERS LLP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,463.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address793 GRAND ARBOR WAY, 793, PLANT CITY, FL 33565-2751

Transferred To (Grantee/Buyer)

NameVerified Name
Address865 DEWBERRY TER NE, PALM BAY, FL 32905-4695

Mortgage

Document Number9075672
DateApr 5, 2021
Instrument9075/672
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateSep 25, 2018
Property Address865 DEWBERRY TER NE, PALM BAY, FL 32905-4695
Document Number0082692211
Book / Page008269 / 002211
Instrument DateSep 19, 2018
Instrument215075
Transaction TypeTransfer
Record UpdatedOct 11, 2018
Title CompanySTATE TITLE PARTNERS LLP

Transaction

AmountAmount on Record
Tax$1,029.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address865 DEWBERRY TER NE PALM BAY FL 329054695, PALM BAY, FL 32905-4695

Tax Assessment & Valuation

The 2025 property tax bill for 865 Dewberry Ter NE was $4,105 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$211,090 (-5.43%)$211,090 (-5.43%)
2025$4,105.00$223,220 Land $50,000 Building $173,220$223,220 Land $50,000 Building $173,220
2023$4,077.00 (+10.04%)$221,150 (+13.31%) Land $42,500 Building $178,650$221,150 (+13.31%) Land $42,500 Building $178,650
2022$3,705.00$195,180 Land $35,000 Building $160,180$195,180 Land $35,000 Building $160,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 865 Dewberry Ter NE in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 49 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies49 in force
Nearby Flood Claims2 (2020–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 865 Dewberry Ter NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber
10,000 / 10,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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