Douglas County property record for 865 Coving Dr, Lawrence, KS 66049
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 2,010 sqft · built 2010 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,271 (2025) |
| Deeds & Mortgages | Aug 2026 Transfer Aug 2023 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 069-32-0-20-07-005.00-0 |
| Primary APN | 069-32-0-20-07-005.00-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,010 sqft Living Area |
| 1st Floor Area | 2,010 sqft |
| Basement Area | 2,010 sqft |
| Finished Basement | 1,032 sqft |
| Unfinished Basement | 978 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 25 sqft |
| Deck Area | 150 sqft |
| Patio Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0230693202007005000 |
|---|---|
| Street Address | 865 COVING DR |
| City | LAWRENCE |
| State | KS |
| Zip | 66049-7847 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | 497 |
| Legal Description | THE COVE BLK 1 LT 5 |
| Legal Subdivision | THE COVE |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | DOUGLAS KS |
| Township / Civil Division | LAWRENCE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 602 |
Source: Douglas County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 865 COVING DR, LAWRENCE, KS 66049-7847 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 24, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMERCE BANK |
| Aug 25, 2023 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Jan 22, 2021 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2023 |
| Deed Sale | Aug 25, 2023 |
| Prior Sale | Jun 24, 2010 |
| Deed Book / Page | 1223 / 477 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | DOUGLAS KS |
| Recording Date | Aug 31, 2026 |
| Property Address | 865 COVING DR, LAWRENCE, KS 66049-7847 |
| Document Number | 1251001596 |
| Book / Page | 1251 / 1596 |
| Instrument Date | Aug 29, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 865 COVING DR, LAWRENCE, KS 66049-7847 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS KS |
| Property Address | 865 COVING DR, LAWRENCE, KS 66049-7847 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001223/324 |
|---|---|
| Date | Aug 24, 2023 |
| Book Page | 1223/324 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Aug 18, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS KS |
| Property Address | 865 COVING DR, LAWRENCE, KS 66049-7847 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001223/457 |
|---|---|
| Date | Aug 25, 2023 |
| Book Page | 1223/457 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 18, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS KS |
| Property Address | 865 COVING DR, LAWRENCE, KS 66049-7847 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1191/4717 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 1191/4717 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 1, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Douglas County assessment roll, as of July 25, 2025
| Type | Name |
|---|---|
| State | Kansas |
| County | Douglas County |
| Municipality | Lawrence City |
| Unified School District | Lawrence Unified School District 497 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,271.00 (+4.71%) | $50,255 (+8.28%) Land $6,900 Building $43,355 | $437,000 (+8.28%) Land $60,000 Building $377,000 |
| 2023 | $5,989.00 (+0.27%) | $46,414 Land $5,520 Building $40,894 | $403,600 Land $48,000 Building $355,600 |
| 2022 | $5,973.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 88% of Kansas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOUGLAS CO RWD 1 serves 1,400 people · EPA ID KS2004506 |
|---|---|
| Water Source | Purchased surface water from CITY OF LAWRENCE |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Midco Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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