865 Covert Ave, Evansville, IN 47713 Property Records

Vanderburgh County property record for 865 Covert Ave, Evansville, IN 47713

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,066 sqft · built 1924
Lot Size	0.102 acres (4,440 sqft)
Owner	Company Name on File
Last Sale	$38,709 (Sep 2021)
Tax Bill	$1,121 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Sep 2021 Re-recorded Document + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`112-30-23-0860-04`

Property Details

APN / Parcel Number

Primary APN	`112-30-23-0860-04`
Alternative APNs	`82-06-32-023-086.004-029` `01255888836`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,066 sqft Living Area
1st Floor Area	1,066 sqft
Basement Area	1,066 sqft
Finished Basement	1,066 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Construction Type	Wood
Roof Material	Asphalt
Lot Area	4,440 sqft (0.102 acres)
Lot Dimensions	120 ft deep x 37 ft wide

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01255888836
Street Address	865 COVERT AVE
City	EVANSVILLE
State	IN
Zip	47713-2863
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADY GROVE LOT 32 & 1/2 LOT 33
Legal Subdivision	SHADY GROVE
Legal Lot Number	32,33
Jurisdiction	VANDERBURGH IN
Township / Civil Division	PIGEON
Census Block Group	1
Census Block	1006
Census Tract	1101

Owner

865 Covert Ave is owned by a company that bought it in September 2021.

Source: Vanderburgh County records, as of June 23, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 4, EVANSVILLE, IN 47701-0004
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF CARMI
Sep 14, 2021	Re-recorded Document
Sep 8, 2021	Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF CARMI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2021 · Amount on File
Deed Sale	Sep 8, 2021 · Amount on File
Prior Sale	Jan 28, 2011 · Amount on File
Deed Document Number	202125387
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VANDERBURGH IN
Property Address	865 COVERT AVE, EVANSVILLE, IN 47713-2863
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R00027448
Date	Sep 29, 2021
Instrument	2021R00027448

Lender

Name	FIRST NATIONAL BANK OF CARMI
Type	Bank
Address	EVANSVILLE, IN 47715

Agreement

Type	Line of Credit
Amount	Amount on Record

September 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	VANDERBURGH IN
Recording Date	Sep 14, 2021
Property Address	865 COVERT AVE, EVANSVILLE, IN 47713-2863
Document Number	2021R00026032
Map Reference	MB H PG 223
Instrument Date	Sep 3, 2021
Instrument	2021R00026032
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 COURT ST, EVANSVILLE, IN 47708-1130

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANDERBURGH IN
Recording Date	Sep 8, 2021
Property Address	865 COVERT AVE, EVANSVILLE, IN 47713-2863
Document Number	2021R00025387
Instrument Date	Sep 2, 2021
Instrument	2021R00025387
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 COURT ST, EVANSVILLE, IN 47708-1130

Mortgage

Document Number	2021R00025388
Date	Sep 8, 2021
Instrument	2021R00025388

Lender

Name	FIRST NATIONAL BANK OF CARMI
Type	Bank
Address	EVANSVILLE, IN 47715

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 10, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 865 Covert Ave was $1,121, up 17.9% from the year before.

Source: Vanderburgh County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Vanderburgh County
County Subdivision	Pigeon Township
Municipality	Evansville City
Unified School District	Evansville-Vanderburgh School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,121.00 (+17.88%)	$52,300 Land $8,500 Building $43,800	$52,300 Land $8,500 Building $43,800
2024	$951.00 (+2.59%)
2023	$927.00 (+9.7%)	$42,700 (-21.51%) Land $6,600 Building $36,100	$42,700 (-21.51%) Land $6,600 Building $36,100
2022	$845.00 (+40.37%)	$54,400 Land $6,600 Building $47,800	$54,400 Land $6,600 Building $47,800
2021	$602.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 865 Covert Ave in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 865 Covert Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVANSVILLE WATER UTILITY serves 182,444 people · EPA ID IN5282002
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 825 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on Covert Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures