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865 Cook Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 865 Cook Ave E, Saint Paul, MN 55106

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 872 sqft · built 1890
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on Record
Last Sale$150,000 (Sep 2020)
Tax Bill$2,938 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-29-22-23-0128

Property Details

APN / Parcel Number

Primary APN28-29-22-23-0128
Alternative APNs
  • 8528453
  • 588380

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area872 sqft Living Area
1st Floor Area685 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1940
Architectural StyleBungalow
Exterior MaterialAsbestos
Foundation TypeRaised
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions125 ft deep x 40 ft wide
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number588380
Street Address865 COOK AVE E
CitySAINT PAUL
StateMN
Zip55106-3215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOCKWOODS ADDITION LOT 27 BLK 2
Legal Range22
Legal Township29
Legal Section28
Legal SubdivisionLOCKWOODS ADDITION
Legal Block2
Legal Lot Number27
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group3
Census Block3003
Census Tract31600

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address865 COOK AVE E, SAINT PAUL, MN 55106-3215
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2020 · Amount on Record
Deed SaleSep 28, 2020 · Amount on Record
Prior SaleJul 20, 2015 · Amount on Record
Deed Document Number20204835156
Record UpdatedOct 29, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateSep 28, 2020
Property Address865 COOK AVE E, SAINT PAUL, MN 55106-3215
Document Number0004835156
Instrument DateJul 28, 2020
Instrument4835156
Transaction TypeTransfer
Record UpdatedOct 9, 2020
Title CompanyGLOBAL CLOSING AND TITLE SERVICES, GLOBAL CLOSING & TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$610.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address865 COOK AVE E ST PAUL MN 551063215, ST PAUL, MN 55106-3215

Mortgage

Document Number4835157
DateSep 28, 2020
Instrument4835157
Lender
NameSUMMIT MTG CORP
AddressPLYMOUTH, MN 55441
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 27, 2050

Mortgage

Document Number4835158,
DateSep 28, 2020
Instrument4835158
Lender
NameSUMMIT MTG CORP
AddressPLYMOUTH, MN 55441
Agreement
AmountAmount Recorded
Term360 Months
DueSep 27, 2050

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$185,100 (+6.75%) Land $25,000 Building $160,100$185,100 (+6.75%) Land $25,000 Building $160,100
2025$2,938.00 (+10.04%)
2023$2,670.00 Homeowner's exemption$173,400 Land $20,000 Building $153,400$173,400 Land $20,000 Building $153,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1987)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 1987 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
GigFire
Fixed Wireless		150 / 130
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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