Duval County property record for 865 Cole Rd, Jacksonville, FL 32218
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,380 sqft · built 1948 |
| Lot Size | 1.36 acres (59,407 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Apr 2022) |
| Tax Bill | $764 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Feb 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 106843-0280 |
| Primary APN | 106843-0280 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 3,380 sqft Living Area |
| Gross Area | 5,327 sqft |
| 1st Floor Area | 3,380 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 59,407 sqft |
| Lot Dimensions | 412 ft deep x 144 ft wide |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed/Finished Porch |
|---|---|
| Porch Area | 1,175 sqft |
| Deck Area | 255 sqft |
| Patio Area | 716 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 865 COLE RD |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32218-2573 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD-120 |
| Legal Description | 1-7 37-1N-27E 1.364 JOHN BROWARD GRANT S/D NW1/4 OF SEC 11 PT RECD O/R 20235-1657 |
| Legal Range | 27E |
| Legal Township | 01N |
| Legal Section | 37 |
| Legal Subdivision | BROWARD GRANT JOHN S/D |
| Legal Block | 2 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE NORTH |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 10301 |
865 Cole Rd is owned and occupied by an individual who bought it in April 2022.
Source: Duval County records, as of September 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 865 COLE RD, JACKSONVILLE, FL 32218-2573 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 28, 2017 | Quit Claim Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 2022 · Amount on File |
| Deed Sale | Apr 21, 2022 · Amount on File |
| Prior Sale | Jul 1, 2016 · Amount on File |
| Deed Document Number | 2022101726 |
| Deed Book / Page | 20235 / 1657 |
| Prior Transfer Date | Jul 7, 2016 |
| Prior Transfer Doc | 0178920837 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Apr 21, 2022 |
| Property Address | 865 COLE RD, JACKSONVILLE, FL 32218-2573 |
| Document Number | 0202351657 |
| Book / Page | 20235 / 1657 |
| Instrument Date | Apr 8, 2022 |
| Instrument | 2022101726 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2022 |
| Title Company | LANDMARK TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,610.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2659 NEW BERLIN RD, 2659, JACKSONVILLE, FL 32226-1717 |
| Name | Verified Name |
|---|---|
| Address | 6500 LAKE GRAY BLVD APT 718, 718, JACKSONVILLE, FL 32244-7541 |
| Document Number | 0202351659 |
|---|---|
| Date | Apr 21, 2022 |
| Instrument | 20235/1659 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Feb 28, 2017 |
| Property Address | 865 COLE RD, JACKSONVILLE, FL 32218-2573 |
| Document Number | 0178920837 |
| Book / Page | 017892 / 000837 |
| Instrument Date | Mar 15, 2016 |
| Instrument | 46598 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2017 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2659 NEW BERLIN RD JACKSONVILLE FL 322261717, JACKSONVILLE, FL 32226-1717 |
The 2025 property tax bill for 865 Cole Rd was $764 with exemptions applied, up 81.9% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $249,249 (+9.89%) Land $89,846 Building $159,403 | $249,249 (+1.55%) Land $89,846 Building $159,403 | |
| 2025 | $764.00 (+81.9%) Homeowner's exemption Veteran's exemption | $226,814 | $245,452 Land $86,129 Building $159,323 |
| 2024 | $420.00 | ||
| 2023 | $420.00 (-90.63%) Homeowner's exemption Veteran's exemption Widower's exemption | $228,527 (-4.16%) Land $78,951 Building $149,576 | $228,527 (-4.16%) Land $78,951 Building $149,576 |
| 2022 | $4,480.00 | $238,456 Land $78,951 Building $159,505 | $238,456 Land $78,951 Building $159,505 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 865 Cole Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 4 (1992–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 865 Cole Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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