Alameda County property record for 865 Cedar St, Alameda, CA 94501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,010 sqft · built 1900 |
| Lot Size | 0.119 acres (5,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,700,000 (May 2026) |
| Tax Bill | $8,450 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-1230-55 |
| Primary APN | 74-1230-55 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,010 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,200 sqft (0.119 acres) |
| Lot Dimensions | 130 ft deep x 40 ft wide |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 865 CEDAR ST |
|---|---|
| City | ALAMEDA |
| State | CA |
| Zip | 94501-5215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 00055 BLK: AR: 0074 PAGE: 1230 |
| Legal Subdivision | BELLEVUE |
| Legal Block | C |
| Legal Lot Number | 19 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | ALAMEDA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 428400 |
Source: Alameda County records · APN 74-1230-55
Assessment roll updated June 20, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 865 CEDAR ST, ALAMEDA, CA 94501-5215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed of Trust, Mortgage · Commercial Mortgage TIER ONE FUNDING CA INC |
| May 15, 2026 | Grant Deed, Transfer · Conventional Mortgage UNIVERSITY/CA HOME LOAN PROGRAM COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 15, 2026 · Amount on Record |
| Deed Sale | May 15, 2026 · Amount on Record |
| Prior Sale | Oct 31, 2025 · Amount on Record |
| Deed Document Number | 202664544 |
| Prior Transfer Date | Sep 27, 2024 |
| Prior Transfer Doc | 0000151566 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 865 CEDAR ST, ALAMEDA, CA 94501-5215 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2026 |
| Title Company | ORABGE COAST TITLE, ORANGE COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 4372 HARDWOOD ST, FREMONT, CA 94538-5912 |
| Document Number | 0000137738 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 2025137738 |
| Name | TIER ONE FUNDING CA INC |
|---|---|
| Address | 95 DIABLO VIEW DR, ORINDA, CA 94563 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Nov 01, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | May 15, 2026 |
| Property Address | 865 CEDAR ST, ALAMEDA, CA 94501-5215 |
| Document Number | 0000064544 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 202664544 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $188,870.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 865 CEDAR ST, ALAMEDA, CA 94501-5215 |
| Document Number | 0000064545, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 202664545 |
| Name | UNIVERSITY/CA HOME LOAN PROGRAM COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Alameda County records · Assessment roll updated June 20, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Alameda City |
| Unified School District | Alameda City Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,450.00 (+9.9%) | $490,547 (+8.35%) Land $141,305 Building $356,242 | |
| 2023 | $7,689.00 Homeowner's exemption | $452,730 Land $135,819 Building $316,911 | $1,160,370 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: California Internet, Google Fiber.
Based on FCC filings for 490 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EAST BAY MUD serves 1,468,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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