865 Cartwright Ct, Troy, OH 45373 Property Records

Miami County property record for 865 Cartwright Ct, Troy, OH 45373 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage2,559 sqft Living Area
Lot Size15,290 sqft (0.351 acres)
OccupancyOwner Occupied
Last Sale$352,500 (2021)
Tax Bill$4,791.00 (2025)

Property Details

APN / Parcel Number

Primary APND08-103044
Alternative APN
  • 050619.3-02-007-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area2,559 sqft Living Area
1st Floor2,559 sqft 1st Floor
Family RoomFamily Room
Stories1 Stories

Exterior

Year BuiltBuilt 2005
Architectural StyleConventional Style
Exterior MaterialBrick Exterior
Foundation TypeRaised Foundation
Lot Area15,290 sqft (0.351 acres)
Parking Spaces2 Parking Spaces
Garage Area675 sqft Garage

Exterior Amenities

Deck Area300 sqft Deck
Patio Area300 sqft Patio
PorchOpen Porch
Porch Area150 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address865 CARTWRIGHT CT
CityTROY
StateOH
Zip45373-8457
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionIN LOT 8826 LITTLE PONDEROSA EST #1
Legal SubdivisionLITTLE PONDEROSA EST #1
Legal Lot Number8826
JurisdictionMIAMI OH
Minor Civil DivisionCONCORD
Census Blockgroup1
Census Block1022
Census Tract365001

Owner

Source: Miami County records · APN D08-103044

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address865 CARTWRIGHT CT, TROY, OH 45373-8457
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2021Survivorship Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Aug 03, 2018Deed of Trust, Mortgage · Conventional Mortgage
COVINGTON S&L ASSN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 12, 2021 · Amount on Record
Deed SaleNov 12, 2021 · Amount on Record
Prior SaleSep 02, 2008
Deed Doc Number2763
Record RefreshedJun 08, 2026

November 2021: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionMIAMI OH
Recording DateNov 12, 2021
Property Address865 CARTWRIGHT CT, TROY, OH 45373-8457
Document Number0000019769
Instrument DateNov 08, 2021
Instrument2021OR-19769
Transaction TypeTransfer
Record UpdatedApr 22, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address865 CARTWRIGHT CT, TROY, OH 45373-8457

Mortgage

Document Number0000019770
DateNov 12, 2021
Instrument2021OR-19770
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address865 CARTWRIGHT CT, TROY, OH 45373-8457
Document Number0000009701
Instrument DateAug 03, 2018
Transaction TypeMortgage
Record UpdatedAug 28, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address865 CARTWRIGHT CT TROY OH 453738457, TROY, OH 45373-8457

Mortgage

Document Number0000009701
DateAug 10, 2018
Instrument9701
Lender
NameCOVINGTON S&L ASSN
TypeFederal Savings Bank (FSB)
AddressCOVINGTON, OH 45318
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 09, 2048

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,791.00 (+13.75%) Homeowner's exemption$139,230 (+24.58%) Land $16,590 Building $122,640$397,800 (+24.59%) Land $47,400 Building $350,400
2024$4,212.00 (+2.21%) Homeowner's exemption$111,760 (-) Land $17,290 Building $94,470
2023$4,121.00 (+17.47%) Homeowner's exemption$111,760 (-) Land $17,290 Building $94,470$319,300 (-) Land $49,400 Building $269,900
2022$3,508.00 Homeowner's exemption$111,760 Land $17,290 Building $94,470$319,300 Land $49,400 Building $269,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 1% of the US · above 4% of Ohio
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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