865 Cabrillo Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 865 Cabrillo Ct, Gilroy, CA 95020 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,679 sqft · built 2003
Lot Size0.117 acres (5,131 sqft)
OwnerIndividual Name on File
Last Sale$465,000 (Dec 2008)
Tax Bill$7,352 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Jan 2022 Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN790-19-110

Property Details

APN / Parcel Number

Primary APN790-19-110

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,679 sqft Living Area
1st Floor Area1,374 sqft
2nd Floor Area1,305 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2003
Architectural StyleOther
Construction TypeWood
Lot Area5,131 sqft (0.117 acres)
Garage Area478 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address865 CABRILLO CT
CityGILROY
StateCA
Zip95020-3304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 9443 LOT 1
Legal SubdivisionHACIENDA DEL SOL
Legal Tract9443
Legal Lot Number1
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1011
Census Tract512505

Owner

Source: Santa Clara County records · APN 790-19-110

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address865 CABRILLO CT, GILROY, CA 95020-3304
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2022Deed of Trust, Mortgage · Line of Credit
COMMONWEALTH CENTRAL CU
Jan 27, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
May 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jun 05, 2018Deed of Trust, Mortgage · ARM
MEMBER FIRST MORTGAGE LLC
Aug 24, 2020Quit Claim Deed, Transfer
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 30, 2008 · Amount on Record
Deed SaleDec 30, 2008 · Amount on Record
Prior SaleDec 30, 2008 · Amount on Record
Deed Document Number0020079572
Last Transfer DateAug 24, 2020
Transfer Doc0024585871
Record UpdatedJun 08, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address865 CABRILLO CT, GILROY, CA 95020-3304
Transaction TypeMortgage
Record UpdatedAug 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address865 CABRILLO CT, GILROY, CA 95020-3304

Mortgage

Document Number0025359700
DateAug 17, 2022
Instrument25359700
Lender
NameCOMMONWEALTH CENTRAL CU
TypeCredit Union
AddressSAN JOSE, CA 95164
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 16, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address865 CABRILLO CT, GILROY, CA 95020-3304
Transaction TypeMortgage
Record UpdatedFeb 04, 2022
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address865 CABRILLO CT, GILROY, CA 95020-3304

Mortgage

Document Number0025228195
DateJan 27, 2022
Instrument25228195
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address865 CABRILLO CT, GILROY, CA 95020-3304
Transaction TypeMortgage
Record UpdatedJun 04, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address865 CABRILLO CT, GILROY, CA 95020-3304

Mortgage

Document Number0024976983
DateMay 27, 2021
Instrument24976983
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address865 CABRILLO CT, GILROY, CA 95020-3304
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023948499
DateJun 05, 2018
Instrument23948499
Lender
NameMEMBER FIRST MORTGAGE LLC
TypeMortgage Company
AddressGRAND RAPIDS, MI 49548
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueJun 01, 2048
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateJul 01, 2025
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change8.75%
Index1-Year CMT
Max Rate8.75%

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CLARA CA
Recording DateAug 24, 2020
Property Address865 CABRILLO CT, GILROY, CA 95020-3304
Document Number0024585871
Instrument DateAug 07, 2020
Instrument24585871
Transaction TypeTransfer
Record UpdatedSep 03, 2020
Title CompanyMORTGAGE CONNECT LP

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address865 CABRILLO CT GILROY CA 950203304, GILROY, CA 95020-3304

Mortgage

Document Number24585872
DateAug 24, 2020
Instrument24585872
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount Recorded
Term360 Months
DueAug 23, 2050

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,352.00 (+2.24%) Homeowner's exemption$598,794 (+4.04%) Land $257,543 Building $341,251
2023$7,191.00 (+1.68%) Homeowner's exemption$575,544 Land $247,544 Building $328,000
2022$7,072.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855125051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1995–2001)
Most Recent ClaimJan 2001, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 714 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
RazzolinkFixed Wireless (unlicensed)500 / 250
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100
Hankins Information TechnologyFixed Wireless (unlicensed)100 / 20

May also be available at this address: Verizon, Spectrum, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

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