865 Bells Mill Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 865 Bells Mill Rd, Chesapeake, VA 23322 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,276 sqft · built 1920
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$75,641 (Aug 2014)
Tax Bill	$2,759 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
APN	`0470000000110`

Property Details

APN / Parcel Number

Primary APN	`0470000000110`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,276 sqft Living Area
1st Floor Area	808 sqft
Upper Floors Area	468 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	590 ft deep x 60 ft wide
Porch	Open Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	865 BELLS MILL RD
City	CHESAPEAKE
State	VA
Zip	23322-7075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLS MILL 2 AC
Legal Subdivision	BELLS MILL MISC MAPS 046, 047
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2002
Census Tract	21005

Owner

Source: Chesapeake City records · APN 0470000000110

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1804 BURSON DR, CHESAPEAKE, VA 23323-5406
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 01, 2014 · Amount on Record
Deed Sale	Aug 01, 2014 · Amount on Record
Deed Book / Page	9416 / 1237
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	865 BELLS MILL RD, CHESAPEAKE, VA 23322-7075
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	LINEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9843/1058
Date	Oct 11, 2017
Book Page	9843/1058
Instrument	170028194

Lender

Name	MCLEAN MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	1 Months
Due	Nov 01, 2017

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,759.00 (+69.26%)	$273,200 (+16.01%) Land $193,000 Building $80,200	$273,200 (+16.01%) Land $193,000 Building $80,200
2023		$235,500 (+11.72%) Land $160,000 Building $75,500	$235,500 (+11.72%) Land $160,000 Building $75,500
2022		$210,800 Land $145,000 Building $65,800	$210,800 Land $145,000 Building $65,800
2019	$1,630.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500210052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 253 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	253 in force
Nearby Flood Claims	63 (1978–2016)
Most Recent Claim	Oct 2016, rainfall accumulation, Hurricane Matthew
Claims By Storm	Hurricane Irene, Aug 2011 · 9 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 9 claims Hurricane Isabel, Sep 2003 · 6 claims

Wildfire

Wildfire Risk	Low above 36% of the US · above 60% of Virginia
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 108 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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