DuPage County property record for 865 Applegate Ave, West Chicago, IL 60185
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,712 sqft · built 1997 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $356,000 (Oct 2016) |
| Deeds & Mortgages | Jul 2026 Transfer Dec 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-04-202-001 |
| Primary APN | 04-04-202-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,712 sqft Living Area |
| Gross Area | 3,749 sqft |
| 1st Floor Area | 1,890 sqft |
| Basement Area | 1,037 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 865 APPLEGATE AVE |
|---|---|
| City | WEST CHICAGO |
| State | IL |
| Zip | 60185-1992 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | ARBORS OF WEST CHICAGO ALL |
| Legal Subdivision | ARBORS OF WEST CHICAGO |
| Legal Lot Number | 62 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | WINFIELD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 841501 |
Source: DuPage County records · APN 04-04-202-001
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 865 APPLEGATE AVE, WEST CHICAGO, IL 60185-1992 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 09, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 21, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Aug 19, 2020 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Jun 21, 2021 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 20, 2016 · Amount on Record |
| Deed Sale | Oct 20, 2016 · Amount on Record |
| Prior Sale | Jul 06, 2011 · Amount on Record |
| Deed Document Number | 2016115671 |
| Last Transfer Date | Jul 09, 2026 |
| Transfer Doc | 0000046630 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jul 09, 2026 |
| Property Address | 865 APPLEGATE AVE, WEST CHICAGO, IL 60185-1992 |
| Document Number | 0000046630 |
| Instrument Date | Jul 09, 2026 |
| Instrument | 202646630 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 865 APPLEGATE AVE, WEST CHICAGO, IL 60185-1992 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 865 APPLEGATE AVE, WEST CHICAGO, IL 60185-1992 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2023 |
| Name | Verified Name |
|---|---|
| Address | 865 APPLEGATE AVE, WEST CHICAGO, IL 60185-1992 |
| Document Number | 0000109681 |
|---|---|
| Date | Dec 21, 2022 |
| Instrument | R2022-109681 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 25, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 865 APPLEGATE AVE, WEST CHICAGO, IL 60185-1992 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000091529 |
|---|---|
| Date | Aug 19, 2020 |
| Instrument | R2020-091529 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Rate | 2.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 865 APPLEGATE AVE, WEST CHICAGO, IL 60185-1992 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0000094793 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | R2021-094793 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Winfield Township |
| Municipality | West Chicago City |
| Secondary School District | Community High School District 94 (09 - 12) |
| Elementary School District | West Chicago School District 33 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Veteran's exemption | $160,759 (+9.31%) Land $30,735 Building $130,024 | $482,277 (+9.31%) Land $92,205 Building $390,072 |
| 2024 | $147,067 (+9.49%) Land $28,117 Building $118,950 | $441,201 (+9.49%) Land $84,351 Building $356,850 | |
| 2022 | Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $134,320 Land $25,680 Building $108,640 | $402,960 Land $77,040 Building $325,920 |
Source: FEMA National Flood Hazard Layer as of September 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2007 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 146 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WEST CHICAGO serves 25,166 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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