865 3rd St, Lancaster, OH 43130 Property Records

Fairfield County property record for 865 3rd St, Lancaster, OH 43130 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1964
Lot Size	0.136 acres (5,942 sqft)
Owner	Individual Name on File
Last Sale	$134,000 (Dec 2020)
Tax Bill	$1,275 (2023)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`053-60593.00`

Property Details

APN / Parcel Number

Primary APN	`053-60593.00`
Alternative APN	`0612 00057`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	5,942 sqft (0.136 acres)
Lot Dimensions	135 ft deep x 44 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Oil
Heating Fuel	Gas

Location & Zoning

Account Number	0612 00057
Street Address	865 3RD ST
City	LANCASTER
State	OH
Zip	43130-4611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EYEMANS ADD LOT 8
Legal Subdivision	EYEMANS ADD
Legal Lot Number	8
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	4
Census Block	4034
Census Tract	32300

Owner

Source: Fairfield County records · APN 053-60593.00

Assessment roll updated March 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	865 3RD ST, LANCASTER, OH 43130-4611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Aug 14, 2019	Warranty Deed, Transfer · FHA Mortgage T2 FINANCIAL LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 17, 2020 · Amount on Record
Deed Sale	Dec 17, 2020 · Amount on Record
Prior Sale	Aug 14, 2019 · Amount on Record
Deed Document Number	202000029128
Record Updated	Jun 08, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Dec 17, 2020
Property Address	865 3RD ST, LANCASTER, OH 43130-4611
Document Number	0000029128
Map Reference	MB 2 PG 26
Instrument Date	Dec 15, 2020
Instrument	202000029128
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	ALMER LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3232 NEWMARK DR, MIAMISBURG, OH 45342-5421

Mortgage

Document Number	0000029129
Date	Dec 17, 2020
Instrument	202000029129

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Aug 14, 2019
Property Address	865 3RD ST, LANCASTER, OH 43130-4611
Document Number	0000014038
Book / Page	1798 / 4283
Map Reference	MB 2 PG 26
Instrument Date	Jul 23, 2019
Instrument	201900014038
Transaction Type	Transfer
Record Updated	Feb 15, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 OLDE WORTHINGTON RD, WESTERVILLE, OH 43082-8954

Mortgage

Document Number	0000014039
Date	Aug 14, 2019
Instrument	201900014039

Lender

Name	T2 FINANCIAL LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2049

Mortgage

Document Number	0000014040
Date	Aug 14, 2019
Book Page	1798/4301
Instrument	201900014040

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fairfield County records · Assessment roll updated March 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$58,250 (+66.1%) Land $10,610 Building $47,640	$166,420 (+66.07%) Land $30,320 Building $136,100
2023	$1,275.00	$35,070 (-) Land $6,200 Building $28,870
2022		$35,070 Land $6,200 Building $28,870	$100,210 Land $17,720 Building $82,490

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fairfield County (39045C), updated December 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390450323004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2005–2008)
Most Recent Claim	Mar 2008, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 254 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
The Chillicothe Telephone Co	Fiber	8,000 / 8,000
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: AT&T, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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