8649 Seneca St, Oakland, CA 94605 Property Records

Alameda County property record for 8649 Seneca St, Oakland, CA 94605 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,418 sqft · built 1949
Lot Size	0.27 acres (11,800 sqft)
Owner	Individual Name on File
Tax Bill	$3,347 (2025)
Deeds & Mortgages	Aug 2022 Reverse Mortgage Aug 2022 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`43A-4641-10-2`

Property Details

APN / Parcel Number

Primary APN	`43A-4641-10-2`
Alternative APN	`043A-4641-010-02`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,418 sqft Living Area

Exterior

Year Built	Built 1949
Architectural Style	Other
Construction Type	Tilt-Up Concrete
Lot Area	11,800 sqft (0.27 acres)

Location & Zoning

Street Address	8649 SENECA ST
City	OAKLAND
State	CA
Zip	94605-4009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK:S SUBD:MAP OF TOLER HEIGHTS
Legal Subdivision	MAP OF TOLER HEIGHTS
Legal Block	S
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2000
Census Tract	409800

Owner

Source: Alameda County records · APN 43A-4641-10-2

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8649 SENECA ST, OAKLAND, CA 94605-4009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Deed of Trust, Mortgage · Reverse Mortgage PREMIUM SECURITY INC
Aug 10, 2022	Affidavit of Death of Joint Tenant, Transfer · Reverse Mortgage PREMIUM SECURITY INC
Oct 16, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Oct 16, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 10, 2022
Deed Sale	Aug 10, 2022
Prior Sale	Aug 21, 2006
Deed Document Number	2022140977
Record Updated	Jun 07, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	8649 SENECA ST, OAKLAND, CA 94605-4009
Transaction Type	Mortgage
Record Updated	Sep 02, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8649 SENECA ST, OAKLAND, CA 94605-4009

Mortgage

Document Number	0000140979
Date	Aug 10, 2022
Instrument	2022140979

Lender

Name	PREMIUM SECURITY INC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.9%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 01, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9.9%

August 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ALAMEDA CA
Recording Date	Aug 10, 2022
Property Address	8649 SENECA ST, OAKLAND, CA 94605-4009
Document Number	0000140977
Map Reference	MB 23 PG 34&35
Instrument Date	Jul 21, 2022
Instrument	2022140977
Transaction Type	Transfer
Record Updated	Sep 02, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8649 SENECA ST, OAKLAND, CA 94605-4009

Mortgage

Document Number	0000140978
Date	Aug 10, 2022
Instrument	2022140978

Lender

Name	PREMIUM SECURITY INC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.9%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 01, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9.9%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	8649 SENECA ST, OAKLAND, CA 94605-4009
Document Number	0000234128
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	AMERICAN ADVISORS GROUP, AMERICAN ADVISORS GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8649 SENECA ST OAKLAND CA 946054009, OAKLAND, CA 94605-4009

Mortgage

Document Number	0000234128
Date	Oct 24, 2017
Instrument	234128

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	912 Months
Due	Oct 23, 2093

Interest

Rate Type	Adjustable Rate
Rate	4.56%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	8649 SENECA ST, OAKLAND, CA 94605-4009
Document Number	0000234127
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 23, 2017
Title Company	AMERICAN ADVISORS GROUP, AMERICAN ADVISORS GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8649 SENECA ST OAKLAND CA 946054009, OAKLAND, CA 94605-4009

Mortgage

Document Number	0000234127
Date	Oct 24, 2017
Instrument	234127

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	912 Months
Due	Oct 23, 2093

Interest

Rate Type	Adjustable Rate
Rate	4.56%

Tax Assessment & Valuation

Source: Alameda County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,347.00 (+9.31%) Homeowner's exemption	$94,906 (+4.04%) Land $18,800 Building $76,106
2023	$3,062.00 Homeowner's exemption	$91,221 Land $18,070 Building $73,151

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Alameda County (06001C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060014098002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1979–2023)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jan 2023, other causes, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 514 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Sonic Telecom	Fiber	10,000 / 10,000
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
Etheric Communications, LLC.	Fixed Wireless (licensed-by-rule)	250 / 100

May also be available at this address: T-Mobile USA, AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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