8649 Calleja Risa, El Cajon, CA 92021 Property Records

San Diego County property record for 8649 Calleja Risa, El Cajon, CA 92021 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,274 sqft · built 1967
Lot Size0.259 acres (11,300 sqft)
Owner2 Company Names on File
Last Sale$87,600 (Mar 1984)
Tax Bill$2,858 (2025)
Deeds & MortgagesOct 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN398-230-09-00

Property Details

APN / Parcel Number

Primary APN398-230-09-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,274 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area11,300 sqft (0.259 acres)
Lot Dimensions117 ft deep x 36 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address8649 CALLEJA RISA
CityEL CAJON
StateCA
Zip92021-2012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 TR 005614
Legal SubdivisionRANCHO LAGUNA
Legal Tract005614
Legal Block3
Legal Lot Number9
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3003
Census Tract16809

Owner

Source: San Diego County records · APN 398-230-09-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address8649 CALLEJA RISA, EL CAJON, CA 92021-2012
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 29, 1984 · Amount on Record
Deed SaleMar 29, 1984 · Amount on Record
Deed Document Number1984113871
Last Transfer DateJan 21, 2025
Transfer Doc0000057499
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address8649 CALLEJA RISA, EL CAJON, CA 92021-2012
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000456760
DateOct 04, 2017
Instrument2017-0456760
Lender
NameCABRILLO CU
TypeCredit Union
AddressSAN DIEGO, CA 92131
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 28, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$184,968 (+2%) Land $66,470 Building $118,498
2025$2,858.00 (+6.44%) Homeowner's exemption$181,342 (+4.04%) Land $65,167 Building $116,175
2023$2,685.00 (+2.6%) Homeowner's exemption$174,303 Land $62,638 Building $111,665
2022$2,617.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730168093, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims14 (1980–2026)
Claims Outside the SFHA9 of 14
Most Recent ClaimJan 2026, rainfall accumulation
Claims By Storm
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims

Wildfire

Wildfire RiskModerate
above 45% of the US · above 26% of California
Wildfire LikelihoodAbout 1 in 1,515 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 584 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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