Henderson County property record for 8648 Wn Royster Rd, Robards, KY 42452
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,724 sqft · built 1996 |
| Lot Size | 23.4 acres (1,020,132 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $33,000 (Nov 1986) |
| Tax Bill | $1,157 (2025) |
| Deeds & Mortgages | Oct 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 61-51 |
| Primary APN | 61-51 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,724 sqft Finished Area |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,020,132 sqft (23.4 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 601 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 17466 |
|---|---|
| Street Address | 8648 WN ROYSTER RD |
| City | ROBARDS |
| State | KY |
| Zip | 42452-9532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SINGLE FAMILY - 23.4189 AC |
| Legal Subdivision | CLARENCE ADAMS SUB |
| Legal Tract | 5 |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | HEBBARDSVILLE-ROBARDS |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 20800 |
8648 Wn Royster Rd is owned and occupied by two individuals who bought it in November 1986.
Source: Henderson County records, as of November 24, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8648 WN ROYSTER RD, ROBARDS, KY 42452-9532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 1986 · Amount on File |
| Deed Sale | Nov 6, 1986 · Amount on File |
| Deed Document Number | 0003720342 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 8648 WN ROYSTER RD, ROBARDS, KY 42452-9532 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | MT1297/287 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | MT 1297/287 |
| Instrument | 2019012127 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 30, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 8648 Wn Royster Rd was $1,157 with a homeowner's exemption.
Source: Henderson County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,157.00 Homeowner's exemption | $148,500 | $148,500 |
| 2023 | $1,452.00 | $125,000 | $125,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8648 Wn Royster Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8648 Wn Royster Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON COUNTY WATER DISTRICT serves 17,447 people · EPA ID KY0510189 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Watch TV Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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