8648 Wn Royster Rd, Robards, KY 42452 Property Records

Henderson County property record for 8648 Wn Royster Rd, Robards, KY 42452

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,724 sqft · built 1996
Lot Size23.4 acres (1,020,132 sqft)
Owner2 Individual Names on File
Last Sale$33,000 (Nov 1986)
Tax Bill$1,157 (2025)
Deeds & MortgagesOct 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN61-51

Property Details

APN / Parcel Number

Primary APN61-51
Alternative APN
  • 17466

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,724 sqft Finished Area

Exterior

Year BuiltBuilt 1996
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area1,020,132 sqft (23.4 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area601 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number17466
Street Address8648 WN ROYSTER RD
CityROBARDS
StateKY
Zip42452-9532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSINGLE FAMILY - 23.4189 AC
Legal SubdivisionCLARENCE ADAMS SUB
Legal Tract5
JurisdictionHENDERSON KY
Township / Civil DivisionHEBBARDSVILLE-ROBARDS
Census Block Group1
Census Block1070
Census Tract20800

Owner

8648 Wn Royster Rd is owned and occupied by two individuals who bought it in November 1986.

Source: Henderson County records, as of November 24, 2025

Owner of Record2 Individual Names on File
Mailing Address8648 WN ROYSTER RD, ROBARDS, KY 42452-9532
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 6, 1986 · Amount on File
Deed SaleNov 6, 1986 · Amount on File
Deed Document Number0003720342
Record UpdatedJun 8, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON KY
Property Address8648 WN ROYSTER RD, ROBARDS, KY 42452-9532
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT1297/287
DateOct 30, 2019
Book PageMT 1297/287
Instrument2019012127
Lender
NameINDEPENDENCE BANK OF KENTUCKY
TypeBank
AddressOWENSBORO, KY 42302
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueOct 30, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 8648 Wn Royster Rd was $1,157 with a homeowner's exemption.

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHenderson County
Unified School DistrictHenderson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,157.00 Homeowner's exemption$148,500$148,500
2023$1,452.00$125,000$125,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8648 Wn Royster Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8648 Wn Royster Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENDERSON COUNTY WATER DISTRICT
serves 17,447 people · EPA ID KY0510189
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Watch TV
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Wn Royster Rd

Nearby Streets

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