8648 Stein Rd, Custer, WA 98240 Property Records

Whatcom County property record for 8648 Stein Rd, Custer, WA 98240

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,344 sqft · built 2006
Lot Size4.86 acres (211,702 sqft)
Owner2 Owner Names on Record
Last Sale$223,250 (Sep 2000)
Tax Bill$5,977 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN44226

Property Details

APN / Parcel Number

Primary APN44226
Alternative APNs
  • 400113 308218 0000
  • 115891

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area2,009 sqft

Exterior

Year BuiltBuilt 2006
Architectural StyleOther
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area211,702 sqft (4.86 acres)
Garage TypeAttached
Garage Area1,016 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area76 sqft
Deck Area220 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number44226
Street Address8648 STEIN RD
CityCUSTER
StateWA
Zip98240-9208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5A
Legal DescriptionS 1/2 NW NW SE-LESS RDS
Legal Range01
Legal Township40
Legal Section13
JurisdictionWHATCOM WA
Township / Civil DivisionBLAINE
Census Block Group1
Census Block1047
Census Tract10408

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address8648 STEIN RD, CUSTER, WA 98240-9208
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2000 · Amount on Record
Deed SaleSep 8, 2000 · Amount on Record
Deed Document Number2000900790
Deed Book / Page40011
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address8648 STEIN RD, CUSTER, WA 98240-9208
Transaction TypeMortgage
Record UpdatedDec 11, 2025
Title CompanyWHATCOM LAND TITLE, WHATCOM LAND TITLE NEW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001200070
DateDec 1, 2025
Instrument2025-1200070
Lender
NameWHATCOM EDUCATIONAL CU
TypeCredit Union
AddressBELLINGHAM, WA 98227
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 1, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictFerndale School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,977.00 (+48.24%)$775,507 (+29.42%) Land $358,923 Building $416,584$775,507 (+29.42%) Land $358,923 Building $416,584
2022$599,208 Land $228,789 Building $370,419$599,208 Land $228,789 Building $370,419
2021$4,032.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Pogozone powered by Neubeam
Fixed Wireless
75 / 20
AT&T
Fixed Wireless
25 / 3

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