8648 Ridge Rd, Dittmer, MO 63023 Property Records

Jefferson County property record for 8648 Ridge Rd, Dittmer, MO 63023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,590 sqft · built 1960
Lot Size	0.585 acres (25,475 sqft)
Owner	2 Individual Names on File
Last Sale	$149,200 (Mar 2018)
Tax Bill	$2,329 (2025)
Deeds & Mortgages	Apr 2022 Second Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`131.002.04001070`

Property Details

APN / Parcel Number

Primary APN	`131.002.04001070`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,590 sqft Living Area
Gross Area	1,950 sqft
1st Floor Area	990 sqft
Basement Area	990 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1972
Architectural Style	Split Level
Construction Type	Frame
Lot Area	25,475 sqft (0.585 acres)
Lot Dimensions	110 ft deep x 190 ft wide
Garage Type	Attached
Garage Area	360 sqft
Patio Area	90 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8648 RIDGE RD
City	DITTMER
State	MO
Zip	63023-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R09
Legal Description	LAKE ADELLE WOODLAND PT LOTS 9 & 10
Legal Range	3E
Legal Township	41N
Legal Section	02
Legal Subdivision	LAKE ADELLE WOODLAND
Legal Block	2
Legal Lot Number	9,10
Jurisdiction	JEFFERSON MO
Township / Civil Division	BIG RIVER
Census Block Group	2
Census Block	2002
Census Tract	701102

Owner

8648 Ridge Rd is owned and occupied by two individuals who bought it in March 2018.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8648 RIDGE RD, DITTMER, MO 63023-1606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TOGETHER CU
Jan 15, 2021	Deed of Trust, Mortgage · FHA Mortgage DAS ACQUISITION
Mar 28, 2018	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2018 · Amount on File
Deed Sale	Mar 28, 2018 · Amount on File
Prior Sale	Aug 25, 1999
Deed Document Number	20189169
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	8648 RIDGE RD, DITTMER, MO 63023-1606
Transaction Type	Mortgage
Record Updated	Feb 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8648 RIDGE RD, DITTMER, MO 63023-1606

Mortgage

Document Number	0000012631
Date	Apr 14, 2022
Instrument	2022R-012631

Lender

Name	TOGETHER CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 13, 2032

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	8648 RIDGE RD, DITTMER, MO 63023-1606
Document Number	0000003200
Instrument Date	Jan 15, 2021
Transaction Type	Mortgage
Record Updated	Mar 29, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8648 RIDGE RD DITTMER MO 630231606, DITTMER, MO 63023-1606

Mortgage

Document Number	0000003200
Date	Jan 22, 2021
Instrument	3200

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 28, 2018
Property Address	8648 RIDGE RD, DITTMER, MO 63023-1606
Document Number	0000009169
Instrument Date	Mar 26, 2018
Instrument	9169
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8648 RIDGE RD DITTMER MO 630231606, DITTMER, MO 63023-1606

Mortgage

Document Number	9170
Date	Mar 28, 2018
Instrument	9170

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 8648 Ridge Rd was $2,329.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Grandview R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,600 (-) Land $1,300 Building $29,300	$161,200 Land $6,900 Building $154,300
2025	$2,329.00	$30,600 Land $1,300 Building $29,300
2024			$161,200 (+8.12%) Land $6,900 Building $154,300
2023	$2,172.00	$28,300 Land $1,300 Building $27,000	$149,100 Land $6,900 Building $142,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8648 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 126 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	126 (1982–2024)
Claims Outside the SFHA	4 of 126
Most Recent Claim	Nov 2024 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 18 claims Severe Storms And Flooding, Mar 2008 · 28 claims Severe Storms, Tornadoes, Flooding, Apr 1994 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8648 Ridge Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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