Nassau County property record for 86476 Cardinal Rd, Yulee, FL 32097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,575 sqft · built 2004 |
| Lot Size | 1.8 acres (78,844 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $297,900 (Jun 2022) |
| Tax Bill | $2,713 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-2N-27-0000-0003-0590 |
| Primary APN | 04-2N-27-0000-0003-0590 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,575 sqft Heated Area |
| Gross Area | 3,994 sqft |
| 1st Floor Area | 2,263 sqft |
| Upper Floors Area | 312 sqft |
| Attic Area | 132 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 78,844 sqft (1.8 acres) |
| Garage Area | 563 sqft |
| Porch | Open Porch |
| Porch Area | 544 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 86476 CARDINAL RD |
|---|---|
| City | YULEE |
| State | FL |
| Zip | 32097-5560 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | IN OR 1248/1836 & OR 1868/760 |
| Legal Range | 27E |
| Legal Township | 02N |
| Legal Section | 04 |
| Legal Subdivision | CARTESIAN POINTE UN 03 |
| Legal Lot Number | 59 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 50306 |
Source: Nassau County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 86476 CARDINAL RD, YULEE, FL 32097-5560 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 28, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage THE BLUE GARGOYLE LLC |
| Dec 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2022 · Amount on Record |
| Deed Sale | Jun 28, 2022 · Amount on Record |
| Prior Sale | Jun 24, 2013 |
| Deed Document Number | 202245022767 |
| Deed Book / Page | 2573 / 1377 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Jun 28, 2022 |
| Property Address | 86476 CARDINAL RD, YULEE, FL 32097-5560 |
| Document Number | 0025731377 |
| Book / Page | 2573 / 1377 |
| Instrument Date | Jun 24, 2022 |
| Instrument | 202245022767 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,085.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1208, YULEE, FL 32041-1208 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 2528 SANDIA LOOP NE, RIO RANCHO, NM 87144-7514 |
| Document Number | 0025731382 |
|---|---|
| Date | Jun 28, 2022 |
| Instrument | 2573/1382 |
| Name | THE BLUE GARGOYLE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 37 Months |
| Due | Jul 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 86476 CARDINAL RD, YULEE, FL 32097-5560 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 86476 CARDINAL RD, YULEE, FL 32097-5560 |
| Document Number | 0025230429 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 2523/429 |
| Instrument | 202145046810 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | ALPHARETTA, GA 30022 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2037 |
Source: Nassau County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,713.00 (+1.5%) Homeowner's exemption | $217,094 (+2.9%) | $587,787 (+15.24%) Land $153,850 Building $433,937 |
| 2024 | $2,673.00 (+1.56%) Homeowner's exemption | $210,976 (+3%) | $510,036 (+23.86%) Land $144,800 Building $365,236 |
| 2023 | $2,632.00 (+10.73%) Homeowner's exemption | $204,831 (+3%) | $411,789 (+28.81%) Land $144,800 Building $266,989 |
| 2022 | $2,377.00 Homeowner's exemption | $198,865 | $319,697 Land $99,550 Building $220,147 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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