Lorain County property record for 8646 Oberlin Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1991 |
| Square Footage | 1,162 sqft Living Area |
| Lot Size | 45,302 sqft (1.04 acres) |
| Garage | Attached, 528 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,434.00 (2025) |
| Primary APN | 05-00-053-000-034 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 1,162 sqft Living Area |
| 1st Floor | 1,666 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Raised Foundation |
| Lot Area | 45,302 sqft (1.04 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 528 sqft Garage |
| Patio Area | 716 sqft Patio |
|---|---|
| Porch | Open Porch |
| Porch Area | 850 sqft Porch |
| Pole Structure | 624 sqft Pole Structure |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 8646 OBERLIN RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-4246 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 04-05-053B -004-00 |
| Legal Subdivision | AMHERST |
| Legal Lot Number | 53 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | AMHERST |
| Census Blockgroup | 2 |
| Census Block | 2016 |
| Census Tract | 57100 |
Source: Lorain County records · APN 05-00-053-000-034
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8646 OBERLIN RD, ELYRIA, OH 44035-4246 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 12, 2025 | Deed of Trust, Mortgage SERVICEMAC LLC |
| Jun 10, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Apr 15, 2024 | Affidavit of Death of Joint Tenant, Transfer · Federal Housing Administration (FHA) Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Jun 10, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Jul 24, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MTG |
| Nov 01, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 15, 2024 |
| Deed Sale | Apr 15, 2024 |
| Deed Doc Number | 2024091276 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 8646 OBERLIN RD, ELYRIA, OH 44035-4246 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 8646 OBERLIN RD, ELYRIA, OH 44035-4246 |
| Document Number | 0000078630 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 2025-0078630 |
| Name | SERVICEMAC LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Amount | Amount Recorded |
|---|---|
| Term | 478 Months |
| Due | Oct 01, 2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 8646 OBERLIN RD, ELYRIA, OH 44035-4246 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Title Company | OHIO REAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000822541 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 2021-0822541 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 15, 2024 |
| Property Address | 8646 OBERLIN RD, ELYRIA, OH 44035-4246 |
| Document Number | 0000009877 |
| Instrument Date | Feb 24, 2024 |
| Instrument | 2024-0009877 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8646 OBERLIN RD, ELYRIA, OH 44035-4246 |
| Document Number | 0000009878 |
|---|---|
| Date | Apr 15, 2024 |
| Instrument | 2024-0009878 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 8646 OBERLIN RD, ELYRIA, OH 44035-4246 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Title Company | OHIO REAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 20210822541 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 2021-0822541 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 8646 OBERLIN RD, ELYRIA, OH 44035-4246 |
| Document Number | 0000771960 |
| Instrument Date | Jul 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 8646 OBERLIN RD ELYRIA OH 440354246, ELYRIA, OH 44035-4246 |
| Document Number | 0000771960 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 771960 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 8646 OBERLIN RD, ELYRIA, OH 44035-4246 |
| Document Number | 0000737583 |
| Instrument Date | Nov 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2019 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 8646 OBERLIN RD ELYRIA OH 440354246, ELYRIA, OH 44035-4246 |
| Document Number | 0000737583 |
|---|---|
| Date | Nov 08, 2019 |
| Instrument | 737583 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 07, 2049 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Amherst Township |
| Unified School District | Amherst Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,434.00 | $77,220 (%) Land $19,380 Building $57,840 | $220,630 (-) Land $55,370 Building $165,260 |
| 2024 | $2,434.00 (-21.51%) | $77,221 (+8.95%) Land $19,380 Building $57,841 | $220,630 (+8.95%) Land $55,370 Building $165,260 |
| 2023 | $3,101.00 (+3.44%) | $70,876 (+0.01%) Land $18,722 Building $52,154 | $202,500 (-) Land $53,490 Building $149,010 |
| 2022 | $2,998.00 | $70,870 Land $18,720 Building $52,150 | |
| 2021 | $202,500 Land $53,490 Building $149,010 |
8646 Oberlin Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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