8646 Melva St, Downey, CA 90242 Property Records

Los Angeles County property record for 8646 Melva St, Downey, CA 90242

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,038 sqft · built 1950
Lot Size	0.155 acres (6,758 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,035 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`6261-016-026`

Property Details

APN / Parcel Number

Primary APN	`6261-016-026`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,038 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,758 sqft (0.155 acres)
Lot Dimensions	105 ft deep x 65 ft wide

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	8646 MELVA ST
City	DOWNEY
State	CA
Zip	90242-2645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DOR105
Legal Description	TRACT # 16175 LOT 162
Legal Subdivision	16175
Legal Tract	16175
Legal Block	1
Legal Lot Number	162
Jurisdiction	LOS ANGELES CA
Township / Civil Division	DOWNEY-NORWALK
Census Block Group	1
Census Block	1003
Census Tract	551203

Owner

Source: Los Angeles County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8646 MELVA ST, DOWNEY, CA 90242-2645
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Nov 2, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage MONEY SOURCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 8, 2018
Transfer Doc	0001113368
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	8646 MELVA ST, DOWNEY, CA 90242-2645
Transaction Type	Mortgage
Record Updated	Feb 26, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8646 MELVA ST, DOWNEY, CA 90242-2645

Mortgage

Document Number	0000108656
Date	Feb 13, 2026
Instrument	26-0108656

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	8646 MELVA ST, DOWNEY, CA 90242-2645
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8646 MELVA ST, DOWNEY, CA 90242-2645

Mortgage

Document Number	0000491455
Date	Mar 30, 2021
Instrument	21-0491455

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.25%
Index	Other
Max Rate	7.25%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	8646 MELVA ST, DOWNEY, CA 90242-2645
Document Number	0000406984
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8646 MELVA ST DOWNEY CA 902422645, DOWNEY, CA 90242-2645

Mortgage

Document Number	0000406984
Date	Apr 10, 2020
Instrument	406984

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2050

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Nov 2, 2018
Property Address	8646 MELVA ST, DOWNEY, CA 90242-2645
Document Number	0001113368
Instrument Date	Oct 8, 2018
Instrument	1113368
Transaction Type	Transfer
Record Updated	Nov 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8646 MELVA ST DOWNEY CA 902422645, DOWNEY, CA 90242-2645

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	8646 MELVA ST, DOWNEY, CA 90242-2645
Document Number	0000578887
Instrument Date	Jun 6, 2018
Transaction Type	Mortgage
Record Updated	Jun 26, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	8696 MELVA ST DOWNEY CA 90242, DOWNEY, CA 90242

Mortgage

Document Number	0000578887
Date	Jun 12, 2018
Instrument	578887

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2048

Tax Assessment & Valuation

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Downey City
Unified School District	Downey Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$141,325 (+2%) Land $76,318 Building $65,007
2025	$2,035.00 (+4.41%) Homeowner's exemption	$138,555 (+4.04%) Land $74,822 Building $63,733
2023	$1,949.00 (+4.78%) Homeowner's exemption	$133,176 Land $71,917 Building $61,259
2022	$1,860.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWNEY - CITY, WATER DEPT. serves 110,556 people · EPA ID CA1910034
Water Source	Groundwater
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Feb 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 871 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Starry, T-Mobile.

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