8646 Gladiola Cir, Arvada, CO 80005 Property Records

Jefferson County property record for 8646 Gladiola Cir, Arvada, CO 80005

Property Summary

Property Type	Single Family Home
Details	3 bd · 6.25 ba · 2,840 sqft · built 2007
Lot Size	0.161 acres (7,013 sqft)
Owner	2 Individual Names on File
Last Sale	$590,000 (Feb 2020)
Tax Bill	$7,941 (2025)
Deeds & Mortgages	May 2023 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-302-05-006`

Property Details

APN / Parcel Number

Primary APN	`29-302-05-006`
Alternative APNs	`300438324` `438324`

Interior

Bedrooms	3 Beds
Full Baths	6.25 Baths
Half Baths	3 Half Baths
Stories	2 Stories
Building Area	2,840 sqft Living Area
Gross Area	5,159 sqft
1st Floor Area	1,541 sqft
2nd Floor Area	1,299 sqft
Basement Area	1,505 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	7,013 sqft (0.161 acres)
Garage Type	Attached
Garage Area	738 sqft

Exterior Amenities

Porch	Covered Porch
Porch Area	76 sqft
Deck Area	142 sqft
Patio Area	142 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	300438324
Street Address	8646 GLADIOLA CIR
City	ARVADA
State	CO
Zip	80005-5867
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 30 TOWNSHIP 02 RANGE 69 QTR NW SUBDIVISIONCD 781162 SUBDIVISIONNAME VILLAGE OF FIVE PARKS FLG 2 BLOCK 006 LOT 0003 SIZE: 7000 TRACT VALUE: .161
Legal Range	69W
Legal Township	02S
Legal Section	30
Legal Subdivision	VILLAGE OF FIVE PARKS FLG 2
Legal Block	6
Legal Lot Number	3
Jurisdiction	JEFFERSON CO
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	4
Census Block	4035
Census Tract	60501

Owner

8646 Gladiola Cir is owned and occupied by two individuals who bought it in February 2020.

Source: Jefferson County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8646 GLADIOLA CIR, ARVADA, CO 80005-5867
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Deed of Trust, Mortgage · Line of Credit BELLCO CU
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 20, 2020	Deed of Trust, Mortgage · Conventional with PMI PIVOT LNDG GROUP
Jan 31, 2020	Deed of Trust, Mortgage · Conventional with PMI PIVOT LNDG GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2020 · Amount on File
Deed Sale	Feb 11, 2020 · Amount on File
Prior Sale	May 18, 2015 · Amount on File
Deed Document Number	202016520
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	8646 GLADIOLA CIR, ARVADA, CO 80005-5867
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027039
Date	May 9, 2023
Instrument	2023027039

Lender

Name	BELLCO CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	8646 GLADIOLA CIR, ARVADA, CO 80005-5867
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8646 GLADIOLA CIR, ARVADA, CO 80005-5867

Mortgage

Document Number	0000137574
Date	Sep 23, 2021
Instrument	2021137574

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	8646 GLADIOLA CIR, ARVADA, CO 80005-5867
Document Number	0000172592
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	ASCENDANT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8646 GLADIOLA CIR ARVADA CO 800055867, ARVADA, CO 80005-5867

Mortgage

Document Number	0000172592
Date	Dec 29, 2020
Instrument	172592

Lender

Name	PIVOT LNDG GROUP
Address	LITTLETON, CO 80127

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	8646 GLADIOLA CIR, ARVADA, CO 80005-5867
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8646 GLADIOLA CIR ARVADA CO 800055867, ARVADA, CO 80005-5867

Mortgage

Document Number	16521
Date	Feb 11, 2020
Instrument	16521

Lender

Name	PIVOT LNDG GROUP
Address	LITTLETON, CO 80127

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 10, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8646 Gladiola Cir was $7,941.

Source: Jefferson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Arvada City
County	Jefferson County
Unified School District	Jefferson County School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,941.00	$59,158 Land $13,788 Building $45,370	$946,528 Land $220,607 Building $725,921
2023	$8,155.00	$56,332 Land $13,297 Building $43,035	$895,775 Land $198,458 Building $697,317

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8646 Gladiola Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8646 Gladiola Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARVADA serves 171,610 people · EPA ID CO0130001
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, LiveWireNet, TDS Telecom.

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