8646 E Pearson, Shelby Township (Utica), MI 48316 Property Records

Macomb County property record for 8646 E Pearson, Shelby Township, MI 48316

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,840 sqft · built 2015
Lot Size	0.367 acres (15,987 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (May 2019)
Tax Bill	$7,767 (2025)
Deeds & Mortgages	Feb 2020 Mortgage May 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-07-03-176-018`

Property Details

APN / Parcel Number

Primary APN	`23-07-03-176-018`
Alternative APN	`0703176018`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Building Area	2,840 sqft Living Area
1st Floor Area	1,349 sqft
Basement Area	1,349 sqft
Unfinished Basement	1,349 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Split Level
Lot Area	15,987 sqft (0.367 acres)
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8646 E PEARSON
City	SHELBY TOWNSHIP
State	MI
Zip	48316-5120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-B
Legal Description	S/P OF EYSTERS VAN DYKE FARMS (L19, P1); PART OF LOT 11, DESC AS:COMM AT THE NE COR OF LOT 11; TH N8724'00"W 121.12 FT TO POB; TH S0142'00"W 160.00 FT; TH N8724'00"W 100.00 FT; TH N0142'00"E 160.00 FT; TH S87*24'00"E 100.00 FT TO POB. 0.367 AC. S
Legal Subdivision	PLAT OF EYSLERS VAN DYKE FARMS
Legal Lot Number	11
Jurisdiction	MACOMB MI
Township / Civil Division	SHELBY
Census Block Group	1
Census Block	1004
Census Tract	225100

Owner

8646 E Pearson is owned and occupied by two individuals who bought it in May 2019.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8646 E PEARSON, SHELBY TOWNSHIP, MI 48316-5120
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
May 21, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS
Nov 13, 2017	Deed of Trust, Mortgage · Line of Credit MICHIGAN H/O ASSISTANCE
Jan 9, 2017	Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2019 · Amount on File
Deed Sale	May 21, 2019 · Amount on File
Prior Sale	Jan 6, 2017 · Amount on File
Deed Document Number	20199055614
Deed Book / Page	25970 / 114
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	8646 E PEARSON, SHELBY TOWNSHIP, MI 48316-5120
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023014
Date	Feb 25, 2020
Book Page	26534/91
Instrument	2023014

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2045

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	May 21, 2019
Property Address	8646 E PEARSON, SHELBY TOWNSHIP, MI 48316-5120
Document Number	0000055614
Book / Page	025970 / 000114
Instrument Date	May 3, 2019
Instrument	55614
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	INTERSTATE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,569.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12541 DE COOK DR STERLING HEIGHTS MI 483133319, STERLING HEIGHTS, MI 48313-3319

Mortgage

Document Number	49774
Date	May 21, 2019
Book Page	025941/000508
Instrument	49774

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 20, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	8646 E PEARSON, SHELBY TOWNSHIP, MI 48316-5120
Document Number	0000138438
Book / Page	025074 / 000741
Instrument Date	Nov 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	8646 E PEARSON SHELBY TOWNSHIP MI 483165120, SHELBY TOWNSHIP, MI 48316-5120

Mortgage

Document Number	0000138438
Date	Nov 22, 2017
Book Page	025074/000741
Instrument	138438

Lender

Name	MICHIGAN H/O ASSISTANCE
Address	LANSING, MI 48912

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 9, 2017
Property Address	8646 E PEARSON, SHELBY TOWNSHIP, MI 48316-5120
Document Number	0000003154
Book / Page	02448 / 000657
Instrument Date	Dec 23, 2016
Instrument	3154
Transaction Type	Transfer
Record Updated	Jan 8, 2019
Title Company	ATA NATIONAL TITLE, ATA NAT'L TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,233.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46369 SPRINGHILL UTICA MI 48316, UTICA, MI 48316

Mortgage

Document Number	934
Date	Jan 9, 2017
Book Page	024480/000561
Instrument	934

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 8646 E Pearson was $7,767 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Shelby Charter Township
Unified School District	Romeo Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,200	$566,400
2025	$7,767.00
2023		$234,900	$469,800
2022	$6,769.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8646 E Pearson in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8646 E Pearson is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY TOWNSHIP serves 72,000 people · EPA ID MI0006010
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: AT&T.

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