8646 Cologne Dr, Sterling Heights, MI 48314 Property Records

Macomb County property record for 8646 Cologne Dr, Sterling Heights, MI 48314

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,134 sqft · built 1976
Lot Size	0.198 acres (8,625 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Oct 2021)
Tax Bill	$4,133 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Apr 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-10-03-177-016`

Property Details

APN / Parcel Number

Primary APN	`10-10-03-177-016`
Alternative APN	`1003177016`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,134 sqft Living Area
1st Floor Area	1,134 sqft
Basement Area	1,134 sqft
Unfinished Basement	1,134 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	144 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8646 COLOGNE DR
City	STERLING HEIGHTS
State	MI
Zip	48314-1634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	$M 82 HAVEN HEIGHTS SUBDIVISION LOT 82
Legal Subdivision	HAVEN HEIGHTS SUBDIVISION
Legal Lot Number	82
Jurisdiction	MACOMB MI
Township / Civil Division	STERLING HEIGHTS
Census Block Group	1
Census Block	1020
Census Tract	230400

Owner

8646 Cologne Dr is owned and occupied by an individual who bought it in October 2021.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	8646 COLOGNE DR, STERLING HEIGHTS, MI 48314-1634
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Apr 29, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2021 · Amount on File
Deed Sale	Oct 20, 2021 · Amount on File
Deed Document Number	20212254039
Deed Book / Page	28101 / 402
Prior Transfer Date	Apr 21, 2021
Prior Transfer Doc	0002168756
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 20, 2021
Property Address	8646 COLOGNE DR, STERLING HEIGHTS, MI 48314-1634
Document Number	2102254039
Book / Page	28101 / 402
Map Reference	LB 64 PG 50&51
Instrument Date	Sep 9, 2021
Instrument	202102254039
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	TITLE SOLUTIONS AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,612.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8646 COLOGNE DR, 8646, STERLING HEIGHTS, MI 48314-1634

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8646 COLOGNE DR, STERLING HEIGHTS, MI 48314-1634

Mortgage

Document Number	2102254040
Date	Oct 20, 2021
Instrument	202102254040

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Apr 29, 2021
Property Address	8646 COLOGNE DR, STERLING HEIGHTS, MI 48314-1634
Document Number	2102168756
Book / Page	27646 / 1
Map Reference	LB 64 PG 50&51
Instrument Date	Apr 21, 2021
Instrument	202102168756
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8646 COLOGNE DR, STERLING HEIGHTS, MI 48314-1634

Tax Assessment & Valuation

The 2025 property tax bill for 8646 Cologne Dr was $4,133 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Sterling Heights City
Unified School District	Utica Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,300	$260,600
2025	$4,133.00
2023		$103,600	$207,200
2022	$3,526.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8646 Cologne Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8646 Cologne Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING HEIGHTS serves 127,000 people · EPA ID MI0006385
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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