St. Clair County property record for 8646 Arnold Rd, Ira, MI 48023
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 1,566 sqft · built 1963 |
| Lot Size | 20.1 acres (879,476 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,523 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Mar 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-23-003-4002-000 |
| Primary APN | 74-23-003-4002-000 |
|---|
| Building Area | 1,566 sqft Total Area |
|---|---|
| 1st Floor Area | 1,566 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Lot Area | 879,476 sqft (20.1 acres) |
| Lot Dimensions | 2,645 ft deep x 331 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 8646 ARNOLD RD |
|---|---|
| City | IRA |
| State | MI |
| Zip | 48023-1301 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Local Zoning Code | AEC |
| Legal Description | BEG S 87D 0M 20S W 1323.55' FROM SE SEC COR, TH S 87D 0M 20S W 330.89', TH N 2D 33M 49S W 2645.17', TH N 86D 54M 30S E |
| Legal Range | 15E |
| Legal Township | 03N |
| Legal Section | 03 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | IRA |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 650100 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8646 ARNOLD RD, IRA, MI 48023-1301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC |
| Mar 15, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 13, 2019 |
| Transfer Doc | 0050380416 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 8646 ARNOLD RD, IRA, MI 48023-1301 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0047860280 |
|---|---|
| Date | Jan 5, 2017 |
| Book Page | 4786/280 |
| Instrument | 2017000427 |
| Name | PNC MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2032 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Mar 15, 2019 |
| Property Address | 8646 ARNOLD RD, IRA, MI 48023-1301 |
| Document Number | 0050380416 |
| Book / Page | 005038 / 000416 |
| Instrument Date | Feb 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 529 SHELDON ST ALGONAC MI 480011242, ALGONAC, MI 48001-1242 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Ira Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $183,100 (+21.42%) | $366,200 (+21.42%) | |
| 2025 | $2,523.00 (+0.96%) Homeowner's exemption | $150,800 (+34.28%) | |
| 2024 | $2,499.00 (+9.03%) | $301,600 (+34.28%) | |
| 2023 | $112,300 | ||
| 2022 | $2,292.00 | $224,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Duke Broadband Fiber | 1,000 / 100 |
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