8646 170th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 8646 170th St, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,057 sqft · built 2003
Lot Size	5.01 acres (218,236 sqft)
Owner	Individual Name on Record
Last Sale	$423,000 (Apr 2026)
Tax Bill	$3,578 (2026)
Deeds & Mortgages	Feb 2017 Mortgage Aug 2005 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-009-0702`

Property Details

APN / Parcel Number

Primary APN	`02-009-0702`

Interior

Building Area	1,057 sqft Living Area
Basement Area	1,057 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	218,236 sqft (5.01 acres)
Garage Area	671 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	256 sqft

Location & Zoning

Street Address	8646 170TH ST
City	MILACA
State	MN
Zip	56353-3420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1050 FT OF W 418 FT OF SE OF SW, EX W 1/2 OF SW OF SE OF SW SEE 10/7/03 SKETCH
Legal Range	26
Legal Township	38
Legal Section	09
Jurisdiction	MILLE LACS MN
Township / Civil Division	BORGHOLM
Census Block Group	1
Census Block	1026
Census Tract	170400

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8646 170TH ST, MILACA, MN 56353-3420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Aug 11, 2005	Deed of Trust, Mortgage · FHA Mortgage SUNTRUST MORTGAGE INC
Apr 16, 2026	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE
May 25, 2021	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2026 · Amount on Record
Deed Sale	Apr 16, 2026 · Amount on Record
Prior Sale	May 25, 2021 · Amount on Record
Deed Document Number	2026450831
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	8646 170TH ST, MILACA, MN 56353-3420
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A399308
Date	Feb 8, 2017
Instrument	A399308

Lender

Name	BELL BANK
Address	MINNEAPOLIS, MN 55416

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	8646 170TH ST, MILACA, MN 56353-3420
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000324756
Date	Aug 11, 2005
Instrument	324756

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2035

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Apr 16, 2026
Property Address	8646 170TH ST, MILACA, MN 56353-3420
Document Number	0000450831
Instrument Date	Apr 10, 2026
Instrument	2026.450831
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$140,985.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8646 170TH ST, MILACA, MN 56353-3420

Mortgage

Document Number	0000450832,
Date	Apr 16, 2026
Instrument	2026.450832

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	May 25, 2021
Property Address	8646 170TH ST, MILACA, MN 56353-3420
Document Number	A424631
Instrument Date	May 19, 2021
Instrument	A424631
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,062.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8646 170TH ST, MILACA, MN 56353-3420

Mortgage

Document Number	000A424632
Date	May 25, 2021
Instrument	A424632

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Borgholm Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,578.00 (-5.74%)	$349,100 (+17.03%) Land $92,100 Building $257,000	$349,100 (+17.03%) Land $92,100 Building $257,000
2025	$3,796.00 (+0.32%)	$298,300 (-6.46%) Land $80,100 Building $218,200	$298,300 (-6.46%) Land $80,100 Building $218,200
2023	$3,784.00	$318,900 Land $54,000 Building $264,900	$318,900 Land $54,000 Building $264,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 78% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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