8645 W Normal Ave, Niles, IL 60714 Property Records

Cook County property record for 8645 W Normal Ave, Niles, IL 60714

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,495 sqft · built 1964
Lot Size	0.144 acres (6,264 sqft)
Owner	Individual Name on Record
Last Sale	$387,000 (Sep 2014)
Tax Bill	$12,339 (2023)
Deeds & Mortgages	Jun 2023 Line of Credit Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-23-328-018`

Property Details

APN / Parcel Number

Primary APN	`09-23-328-018`
Alternative APN	`09-23-328-018-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,495 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1965
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,264 sqft (0.144 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	8645 W NORMAL AVE
City	NILES
State	IL
Zip	60714-2360
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(CALLERO) & (CATINOS) (RANSOM) RIDGE SUB (UNIT1) IN N W SW SEC 23-41-12
Legal Range	12E
Legal Township	41N
Legal Section	23
Legal Subdivision	CALLERO & CATINOS RANSOM RIDGE SUB UNIT1
Legal Lot Number	38
Legal Unit	1
Jurisdiction	COOK IL
Township / Civil Division	MAINE
Census Block Group	2
Census Block	2009
Census Tract	805902

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8645 W NORMAL AVE, NILES, IL 60714-2360
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL/OMAHA MTG LLC
Feb 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL/OMAHA MTG LLC
Jun 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL/OMAHA MTG LLC
Aug 8, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage BBMC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2014 · Amount on Record
Deed Sale	Sep 22, 2014 · Amount on Record
Deed Document Number	201455099
Last Transfer Date	Jul 5, 2017
Transfer Doc	0000018021
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	8645 W NORMAL AVE, NILES, IL 60714-2360
Transaction Type	Mortgage
Record Updated	Jul 12, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8645 W NORMAL AVE, NILES, IL 60714-2360

Mortgage

Document Number	0018147038
Date	Jun 30, 2023
Instrument	2318147038

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Apr 13, 2053

Interest

Rate Type	Adjustable Rate
Rate	9.45%
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	8645 W NORMAL AVE, NILES, IL 60714-2360
Document Number	2100704024
Instrument Date	Dec 2, 2020
Transaction Type	Mortgage
Record Updated	Jan 15, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8645 W NORMAL AVE NILES IL 607142360, NILES, IL 60714-2360

Mortgage

Document Number	2100704024
Date	Jan 7, 2021
Instrument	704024

Lender

Name	MUTUAL/OMAHA MTG LLC
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2051

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	8645 W NORMAL AVE, NILES, IL 60714-2360
Document Number	2005108165
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8645 W NORMAL AVE NILES IL 607142360, NILES, IL 60714-2360

Mortgage

Document Number	2005108165
Date	Feb 20, 2020
Instrument	5108165

Lender

Name	MUTUAL/OMAHA MTG LLC
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	8645 W NORMAL AVE, NILES, IL 60714-2360
Document Number	1917855009
Instrument Date	Jun 18, 2019
Transaction Type	Mortgage
Record Updated	Jul 4, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8645 W NORMAL AVE NILES IL 607142360, NILES, IL 60714-2360

Mortgage

Document Number	1917855009
Date	Jun 27, 2019
Instrument	17855009

Lender

Name	MUTUAL/OMAHA MTG LLC
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

August 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Aug 8, 2017
Property Address	8645 W NORMAL AVE, NILES, IL 60714-2360
Document Number	1722018021
Instrument Date	Jul 5, 2017
Instrument	22018021
Transaction Type	Mortgage
Record Updated	Aug 18, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8645 W NORMAL AVE NILES IL 607142360, NILES, IL 60714-2360

Mortgage

Document Number	1722018022
Date	Aug 8, 2017
Instrument	22018022

Lender

Name	BBMC MTG
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Maine Township
Municipality	Niles Village
Secondary School District	Maine Township High School District 207 (09 - 12)
Elementary School District	Park Ridge Consolidated Community School District 64 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,000 (+28.57%) Land $9,709 Building $53,291	$630,000 (+28.57%) Land $97,090 Building $532,910
2023	$12,339.00 (+3.04%)
2022	$11,975.00 Homeowner's exemption	$48,999 Land $8,143 Building $40,856	$489,990 Land $81,430 Building $408,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1987–2013)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES serves 29,350 people · EPA ID IL0312010
Water Source	Purchased surface water from MORTON GROVE - NILES WATER COMMISSION
Last State Inspection	Apr 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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