8645 SW 48th St, Miami, FL 33155 Property Records

Miami-Dade County property record for 8645 SW 48th St, Miami, FL 33155

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,329 sqft · built 1963
Lot Size	0.189 acres (8,232 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Jul 2019)
Tax Bill	$4,858 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-4022-020-0020`

Property Details

APN / Parcel Number

Primary APN	`30-4022-020-0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,329 sqft Living Area
Gross Area	2,723 sqft
1st Floor Area	2,329 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Concrete Block
Lot Area	8,232 sqft (0.189 acres)
Lot Dimensions	84 ft deep x 98 ft wide
Porch	Porch
Porch Area	131 sqft
Patio Area	294 sqft

Location & Zoning

Street Address	8645 SW 48TH ST
City	MIAMI
State	FL
Zip	33155-5420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	22 54 40 JEWEL ESTATES PB 76-90 LOT 2 BLK 1 PR ADD 8645 SW 48 ST LOT SIZE 98.000 X84
Legal Range	40E
Legal Township	54S
Legal Section	22
Legal Subdivision	JEWEL ESTATES
Legal Block	1
Legal Lot Number	2
Jurisdiction	DADE FL
Township / Civil Division	MIAMI
Census Block Group	1
Census Block	1035
Census Tract	7707

Owner

8645 SW 48th St is owned and occupied by two individuals who bought it in July 2019.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8645 SW 48TH ST, MIAMI, FL 33155-5420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Jul 2, 2019	Warranty Deed, Transfer · ARM A&D MORTGAGE LLC
Jun 22, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2019 · Amount on File
Deed Sale	Jul 2, 2019 · Amount on File
Prior Sale	Jun 22, 2018 · Amount on File
Deed Document Number	2019408079
Deed Book / Page	31506 / 654
Prior Transfer Date	Mar 11, 2014
Prior Transfer Doc	0000189593
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	8645 SW 48TH ST, MIAMI, FL 33155-5420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8645 SW 48TH ST, MIAMI, FL 33155-5420

Mortgage

Document Number	0000643945
Date	Nov 5, 2020
Book Page	32185/3530
Instrument	2020R0643945

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jul 2, 2019
Property Address	8645 SW 48TH ST, MIAMI, FL 33155-5420
Document Number	0000408079
Book / Page	31506 / 0654
Map Reference	MB 76 PG 90
Instrument Date	Jun 19, 2019
Instrument	2019R0408079
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,790.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8620 SW 47TH TER, 8620, MIAMI, FL 33155-5450

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8645 SW 48TH ST, MIAMI, FL 33155-5420
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000656
Date	Jul 2, 2019
Instrument	31506/0656

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	9.5%
Index	1-Year LIBOR
Margin	4
Max Rate	12.5%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jun 22, 2018
Property Address	8645 SW 48TH ST, MIAMI, FL 33155-5420
Document Number	0000370983
Book / Page	031026 / 002387
Instrument Date	Jun 7, 2018
Instrument	370983
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,460.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8620 SW 47TH TER MIAMI FL 331555450, MIAMI, FL 33155-5450

Tax Assessment & Valuation

The 2025 property tax bill for 8645 SW 48th St was $4,858 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,858.00 Homeowner's exemption	$283,082	$597,659 Land $346,104 Building $251,555
2023	$4,468.00 (+4.1%) Homeowner's exemption	$267,092 (+3%)	$534,751 (+15.26%) Land $283,176 Building $251,575
2022	$4,292.00 Homeowner's exemption	$259,313	$463,967 Land $212,382 Building $251,585

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8645 SW 48th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8645 SW 48th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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