8645 Sturbridge Dr, Cincinnati, OH 45236 Property Records

Hamilton County property record for 8645 Sturbridge Dr, Cincinnati, OH 45236

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,681 sqft · built 1964
Lot Size0.526 acres (22,913 sqft)
OwnerIndividual Name on Record
Last Sale$345,495 (Nov 2020)
Tax Bill$8,302 (2025)
Deeds & MortgagesNov 2022 Second Mortgage
Sep 2017 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN600-0092-0185-00

Property Details

APN / Parcel Number

Primary APN600-0092-0185-00

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,681 sqft Living Area
Gross Area5,824 sqft
1st Floor Area2,630 sqft
2nd Floor Area1,051 sqft
Basement Area1,051 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area22,913 sqft (0.526 acres)
Lot Dimensions243 ft deep x 68.9 ft wide
Garage TypeAttached
Garage Area1,092 sqft
Parking Spaces4 Parking Spaces
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address8645 STURBRIDGE DR
CityCINCINNATI
StateOH
Zip45236-2245
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal DescriptionSTURBRIDGE DR 68.88 X 243.55 IRR LOT 169 CONCORD SCHOOL SUB BLK FPARS 185-222 CONS
Legal SubdivisionCONCORD SCHOOL SUB
Legal BlockFPARS
Legal Lot Number169
JurisdictionHAMILTON OH
Township / Civil DivisionSYCAMORE
Census Block Group1
Census Block1003
Census Tract24002

Owner

Source: Hamilton County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8645 STURBRIDGE DR, CINCINNATI, OH 45236-2245
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
GENERAL ELECTRIC CU
Sep 28, 2017Deed of Trust, Mortgage · Line of Credit
WESBANCO BANK INC
Nov 16, 2020Loan Modification, Mortgage · Line of Credit
NORTH SIDE BK
Nov 18, 2020Warranty Deed, Transfer · Line of Credit
NORTH SIDE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2020 · Amount on Record
Deed SaleNov 18, 2020 · Amount on Record
Prior SaleJul 16, 2015 · Amount on Record
Deed Document Number2020121691
Deed Book / Page14298 / 2392
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address8645 STURBRIDGE DR, CINCINNATI, OH 45236-2245
Transaction TypeMortgage
Record UpdatedDec 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000104698
DateNov 9, 2022
Book Page14791/1296
Instrument2022-0104698
Lender
NameGENERAL ELECTRIC CU
TypeCredit Union
AddressCINCINNATI, OH 45241
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address8645 STURBRIDGE DR, CINCINNATI, OH 45236-2245
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000088911
DateSep 28, 2017
Instrument17-0088911
Lender
NameWESBANCO BANK INC
TypeBank
AddressCINCINNATI, OH 45242
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 20, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON OH
Property Address8645 STURBRIDGE DR, CINCINNATI, OH 45236-2245
Document Number0000123002
Instrument DateNov 16, 2020
Transaction TypeMortgage
Record UpdatedJan 26, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address9930 HUNTERSRUN LN CINCINNATI OH 452425448, CINCINNATI, OH 45242-5448

Mortgage

Document Number0000123002
DateNov 23, 2020
Book Page014301/002834
Instrument123002
Lender
NameNORTH SIDE BK
TypeBank
AddressCINCINNATI, OH 45223
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueNov 22, 2030
Interest
Rate TypeAdjustable Rate

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateNov 18, 2020
Property Address8645 STURBRIDGE DR, CINCINNATI, OH 45236-2245
Document Number0000121691
Book / Page014298 / 002392
Instrument DateNov 9, 2020
Instrument121691
Transaction TypeTransfer
Record UpdatedJan 22, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,382.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9930 HUNTERSRUN LN CINCINNATI OH 452425448, CINCINNATI, OH 45242-5448

Mortgage

Document Number121692
DateNov 18, 2020
Book Page014298/002394
Instrument121692
Lender
NameNORTH SIDE BK
TypeBank
AddressCINCINNATI, OH 45223
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionSycamore Township
Unified School DistrictIndian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,302.00 (+2.73%)$206,875 (-) Land $46,200 Building $160,675$591,070 (-) Land $132,000 Building $459,070
2024$8,081.00 (-0.59%)$206,875 (-) Land $46,200 Building $160,675
2023$8,129.00 (+30.44%)$206,875 (+59.53%) Land $46,200 Building $160,675$591,070 (+59.53%) Land $132,000 Building $459,070
2022$6,232.00 Homeowner's exemption$129,676 Land $32,918 Building $96,758
2020$370,500 Land $94,050 Building $276,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–2022)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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