8645 187th Pl, Live Oak, FL 32060 Property Records

Suwannee County property record for 8645 187th Pl, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details2,540 sqft · built 2024
Lot Size5.26 acres (229,125 sqft)
Owner2 Individual Names on Record
Tax Bill$401 (2025)
Deeds & MortgagesAug 2026 Sale
Mar 2024 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-02S-12E-09993-001033

Property Details

APN / Parcel Number

Primary APN20-02S-12E-09993-001033
Alternative APN
  • 09993001033

Interior

Building Area2,540 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area229,125 sqft (5.26 acres)

Location & Zoning

Street Address8645 187TH PL
CityLIVE OAK
StateFL
Zip32060-0923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG 10.51 ACRES PART OF PARCEL K GOLDEN GLEN DESC AS FOLLOWS: FOR POB COM AT THE SW COR OF NE1/4 OF NW1/4 OF SW1/4 THENCE RUN N 1 DEG 02'20 W ALONG THE W LINE OF SAID NE1/4 OF SW1/4 OF SE1/4 A DISTANCE OF 315.57 FT THENCE RUN N 89 DEG 08'56 E A DISTA
Legal SubdivisionGOLDEN GLEN
JurisdictionSUWANNEE FL
Township / Civil DivisionDOWLING PARK
Census Block Group1
Census Block1057
Census Tract970304

Owner

Source: Suwannee County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address8645 187TH PL, LIVE OAK, FL 32060-0923
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 1, 2024Deed of Trust, Mortgage · Construction Mortgage
AMERIS BANK
Nov 13, 2025Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 12, 2025
Transfer Doc0000001563
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateAug 27, 2026
Property Address8645 187TH PL, LIVE OAK, FL 32060-0923
Document Number0000009244
Book / Page2728 / 77
Instrument DateJul 29, 2026
Instrument20269244
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address8645 187TH PL, LIVE OAK, FL 32060-0923

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUWANNEE FL
Property Address8645 187TH PL, LIVE OAK, FL 32060-0923
Transaction TypeMortgage
Record UpdatedFeb 3, 2026
Title CompanyUNKNOWN, BRINSON & MCLEOD TTL & CLOSI

Transferred To (Grantee/Buyer)

NameVerified Name
Address1120 SILAS DR SW 612, 612, LIVE OAK, FL 32064-2963

Mortgage

Document Number0000276511
DateMar 1, 2024
Book Page2500/274
Instrument2024276511
Lender
NameAMERIS BANK
TypeBank
Address1850 PARKWAY PL SE STE 400, MARIETTA, GA 30067
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term372 Months
DueMar 1, 2055

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUWANNEE FL
Property Address8645 187TH PL, LIVE OAK, FL 32060-0923
Transaction TypeMortgage
Record UpdatedFeb 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address8645 187TH PL, LIVE OAK, FL 32060-0923

Mortgage

Document Number0061299660
DateNov 13, 2025
Book Page2649/236
Instrument202561299660
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89074
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$401.00 (-25.74%) Veteran's exemption$366,820 (+940.86%) Land $35,242 Building $331,578$366,820 (+940.86%) Land $35,242 Building $331,578
2024$540.00 (-0.74%)
2023$544.00 (+110.85%)$35,242 (+123.33%) Land $35,242$35,242 (+123.33%) Land $35,242
2022$258.00$15,780$15,780 Land $15,780

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber
2,000 / 2,000
Windstream
DSL
200 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 187th Pl

Nearby Streets

Search Property Records by Address or Parcel Number