Darke County property record for 8644 Ray Rd, Arcanum, OH 45304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,840 sqft · built 2003 |
| Lot Size | 3.85 acres (167,967 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $347,000 (Aug 2016) |
| Tax Bill | $5,068 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | K39-0-407-19-00-00-30301 |
| Primary APN | K39-0-407-19-00-00-30301 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,840 sqft Living Area |
| 1st Floor Area | 3,882 sqft |
| Upper Floors Area | 714 sqft |
| Attic | Attic |
| Attic Area | 185 sqft |
| Basement Area | 1,925 sqft |
| Unfinished Basement | 1,925 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Foundation Type | No Foundation |
| Lot Area | 167,967 sqft (3.85 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 179 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 8644 RAY RD |
|---|---|
| City | ARCANUM |
| State | OH |
| Zip | 45304-8482 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT W1/2 SW |
| Jurisdiction | DARKE OH |
| Township / Civil Division | MONROE |
| Census Block Group | 5 |
| Census Block | 5026 |
| Census Tract | 570102 |
Source: Darke County records, as of February 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8644 RAY RD, ARCANUM, OH 45304-8482 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2016 · Amount on File |
| Deed Sale | Aug 25, 2016 · Amount on File |
| Deed Document Number | 20165178 |
| Deed Book / Page | 500 / 624 |
| Prior Transfer Date | Jun 16, 2014 |
| Prior Transfer Doc | 477/03989 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARKE OH |
| Property Address | 8644 RAY RD, ARCANUM, OH 45304-8482 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 542/3556 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 542/3556 |
| Instrument | 202000006571 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Darke County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Darke County |
| County Subdivision | Monroe Township |
| Unified School District | Franklin Monroe Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,068.00 (-0.16%) Homeowner's exemption | $152,590 (-) Land $14,900 Building $137,690 | $435,980 (-) Land $42,570 Building $393,410 |
| 2023 | $5,076.00 Homeowner's exemption | $152,590 Land $14,900 Building $137,690 | $435,980 Land $42,570 Building $393,410 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Skymesh Fixed Wireless | 50 / 10 |
| NKTELCO - Goldstar Fixed Wireless | 50 / 5 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
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