8644 N Oak St, Spokane, WA 99208 Property Records

Spokane County property record for 8644 N Oak St, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,282 sqft · built 2018
Lot Size	0.167 acres (7,277 sqft)
Owner	2 Individual Names on Record
Last Sale	$271,054 (Dec 2018)
Tax Bill	$4,414 (2026)
Deeds & Mortgages	Dec 2018 Sale & Mortgage Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`26244.3802`

Property Details

APN / Parcel Number

Primary APN	`26244.3802`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,282 sqft Living Area
Gross Area	2,782 sqft
1st Floor Area	1,282 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Split Level
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,277 sqft (0.167 acres)
Garage Type	Attached
Garage Area	828 sqft
Parking Spaces	3 Parking Spaces
Deck Area	110 sqft
Patio Area	110 sqft
Canopy	110 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8644 N OAK ST
City	SPOKANE
State	WA
Zip	99208-6890
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	SCONIERS ADD LT 2 BLK 2 (AFN# 6701906)
Legal Subdivision	SCONIERS ADD
Legal Block	2
Legal Lot Number	2
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2004
Census Tract	10701

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	308 E ELCLIFF RD, C, SPOKANE, WA 99218-5009
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MOUNTAIN WEST BANK
Jul 17, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2018 · Amount on Record
Deed Sale	Dec 21, 2018 · Amount on Record
Prior Sale	Jul 17, 2018 · Amount on Record
Deed Document Number	20186771383
Record Updated	Oct 29, 2026

December 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 21, 2018
Property Address	8644 N OAK ST, SPOKANE, WA 99208-6890
Document Number	0006771383
Map Reference	VOL 40 PG 24&25
Instrument Date	Dec 11, 2018
Instrument	6771383
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,829.76
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 E ELCLIFF RD APT C, C, SPOKANE, WA 99218-5009

Mortgage

Document Number	0006771384
Date	Dec 21, 2018
Instrument	6771384

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 17, 2018
Property Address	8644 N OAK ST, SPOKANE, WA 99208-6890
Document Number	0006725290
Instrument Date	Jun 27, 2018
Instrument	6725290
Transaction Type	Transfer
Record Updated	Nov 2, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 14130 SPOKANE VALLEY WA 992140130, SPOKANE VALLEY, WA 99214-0130
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,414.00 (+4.9%)	$493,800 (+23.79%) Land $125,000 Building $368,800	$493,800 (+23.79%) Land $125,000 Building $368,800
2025	$4,208.00 (+17.61%)
2024		$398,900 (+23.96%) Land $100,000 Building $298,900	$398,900 (+23.96%) Land $100,000 Building $298,900
2023	$3,578.00 (+3.41%)	$321,800 Land $60,000 Building $261,800	$321,800 Land $60,000 Building $261,800
2022	$3,460.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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