8644 Hwy 761, Nancy, KY 42544 Property Records

Wayne County property record for 8644 Hwy 761, Nancy, KY 42544

Property Summary

Property Type	Seasonal / Vacation Home
Details	756 sqft · built 2001
Lot Size	2.15 acres (93,654 sqft)
Owner	2 Individual Names on Record
Tax Bill	$715 (2025)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`I-01-011.00ETC`

Property Details

APN / Parcel Number

Primary APN	`I-01-011.00ETC`
Alternative APN	`16972`

Interior

Stories	1 Story
Building Area	756 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Cottage
Exterior Material	Metal
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	93,654 sqft (2.15 acres)
Garage Type	Attached
Garage Area	1,332 sqft
Driveway	Asphalt Driveway
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	804 sqft
Deck Area	120 sqft

Location & Zoning

Account Number	16972
Street Address	8644 HIGHWAY 761
City	NANCY
State	KY
Zip	42544-7614
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOTS 4 4A 5 & 5A REDIVISION HWY 761
Legal Subdivision	OTHA ARD
Legal Block	RE-DIVI
Legal Lot Number	4
Jurisdiction	WAYNE KY
Township / Civil Division	MILL SPRINGS
Census Block Group	3
Census Block	3003
Census Tract	920102

Owner

Source: Wayne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5140 LAKEWOOD DR, DADE CITY, FL 33523-8844
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 31, 2010
Transfer Doc	336/439
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE KY
Property Address	8644 HIGHWAY 761, NANCY, KY 42544-7614
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 BONNIE LN, LOUISVILLE, KY 40218-3209

Mortgage

Document Number	000485/140
Date	Oct 10, 2025
Book Page	485/140
Instrument	164993

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	1400 FORUM BLVD STE 18, COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Wayne County
Unified School District	Wayne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,500 (+182%) Land $50,000 Building $172,500	$222,500 (+182%) Land $50,000 Building $172,500
2025	$715.00 (-6.41%)	$78,900 (-)	$78,900 (-)
2023	$764.00	$78,900	$78,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN PULASKI CO WATER DISTRICT serves 23,264 people · EPA ID KY1000363
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Windstream DSL	100 / 20
Broadlinc Fixed Wireless	50 / 5

May also be available: AT&T, Community Telecom Services.

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