8644 Decoy Ln, Lula, GA 30554 Property Records

Hall County property record for 8644 Decoy Ln, Lula, GA 30554

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,927 sqft · built 2021
Lot Size	1.69 acres (73,616 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Oct 2021)
Tax Bill	$5,475 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jan 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-127-000-035`

Property Details

APN / Parcel Number

Primary APN	`12-127-000-035`
Alternative APN	`74575`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,927 sqft Heated Area
1st Floor Area	1,927 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Rustic
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	73,616 sqft (1.69 acres)
Garage Area	672 sqft
Porch	Slab
Patio Area	318 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	74575
Street Address	8644 DECOY LN
City	LULA
State	GA
Zip	30554-6609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	MALLARD VIEW SD LOT 11
Legal Subdivision	MALLARD VIEW
Legal Lot Number	11
Jurisdiction	HALL GA
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2033
Census Tract	206

Owner

8644 Decoy Ln is owned and occupied by two individuals who bought it in October 2021.

Source: Hall County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8644 DECOY LN, LULA, GA 30554-6609
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL
Jan 7, 2021	Limited Warranty Deed, Transfer
Jan 7, 2021	Warranty Deed, Transfer BANKSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2021 · Amount on File
Deed Sale	Oct 26, 2021 · Amount on File
Prior Sale	Jan 7, 2021 · Amount on File
Deed Document Number	202110948
Deed Book / Page	8973 / 555
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALL GA
Recording Date	Oct 26, 2021
Property Address	8644 DECOY LN, LULA, GA 30554-6609
Document Number	0089730555
Book / Page	8973 / 555
Instrument Date	Oct 26, 2021
Instrument	2021-010948
Transaction Type	Transfer
Record Updated	Feb 16, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8644 DECOY LN, LULA, GA 30554-6609

Mortgage

Document Number	0089730000000557
Date	Oct 29, 2021
Book Page	0000008973/0000000557

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

January 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HALL GA
Recording Date	Jan 7, 2021
Property Address	8644 DECOY LN, LULA, GA 30554-6609
Document Number	0086990117
Book / Page	8699 / 117
Instrument Date	Jan 7, 2021
Instrument	2021-000329
Transaction Type	Transfer
Record Updated	Feb 16, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3120 FRONTAGE RD, GAINESVILLE, GA 30504-8209
Investor	Possibly a Property Investor

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALL GA
Recording Date	Jan 7, 2021
Property Address	8644 DECOY LN, LULA, GA 30554-6609
Document Number	0086990118
Book / Page	8699 / 118
Instrument Date	Jan 7, 2021
Instrument	2021-000330
Transaction Type	Transfer
Record Updated	Feb 16, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3120 FRONTAGE RD, GAINESVILLE, GA 30504-8209
Investor	Possibly a Property Investor

Mortgage

Document Number	0086990000000126
Date	Jan 13, 2021
Book Page	0000008699/0000000126

Lender

Name	BANKSOUTH

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2022

Tax Assessment & Valuation

The 2026 property tax bill for 8644 Decoy Ln was $5,475, up 1.6% from the year before.

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,475.00 (+1.61%)	$224,600 (+1.01%) Land $41,400 Building $183,200	$561,500 (+1.01%) Land $103,500 Building $458,000
2025	$5,388.00	$222,360 Land $41,400 Building $180,960	$555,900 Land $103,500 Building $452,400
2023	$4,817.00 (+10.56%)	$182,360 (+13.78%) Land $28,920 Building $153,440	$455,900 (+13.78%) Land $72,300 Building $383,600
2022	$4,357.00	$160,280 Land $28,920 Building $131,360	$400,700 Land $72,300 Building $328,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8644 Decoy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8644 Decoy Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAINESVILLE serves 140,000 people · EPA ID GA1390001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
TrailWave Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Decoy Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures