FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$55,550.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
8644 CENTRAL AVE, ORANGEVALE, CA 95662-3939
Mortgage
Document Number
2026000566,
Date
Aug 18, 2026
Book Page
20260818/566
Lender
Name
AMERICAN MORTGAGE ACCEPTANCE
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Sep 1, 2056
Interest
Rate Type
Fixed Rate
Initial Type
Fixed Rate
Max Rate
-1%
March 2021: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SACRAMENTO CA
Property Address
8644 CENTRAL AVE, ORANGEVALE, CA 95662-3939
Transaction Type
Mortgage
Record Updated
May 15, 2026
Title Company
AMERICAN SW TITLE, AMERICAN COAST TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
8644 CENTRAL AVE, ORANGEVALE, CA 95662-3939
Mortgage
Document Number
0000001402
Date
Mar 2, 2021
Instrument
202103021402
Lender
Name
LOANDEPOT.COM LLC
Type
Mortgage Company
Address
FOOTHILL RANCH, CA 92610
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
240 Months
Due
Mar 1, 2041
February 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SACRAMENTO CA
Property Address
8644 CENTRAL AVE, ORANGEVALE, CA 95662-3939
Document Number
2003090397
Instrument Date
Feb 22, 2020
Transaction Type
Mortgage
Record Updated
Mar 20, 2020
Title Company
NOT AVAILABLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
8644 CENTRAL AVE ORANGEVALE CA 956623939, ORANGEVALE, CA 95662-3939
Mortgage
Document Number
2003090397
Date
Mar 9, 2020
Instrument
2003090397
Lender
Name
LOANDEPOT.COM LLC
Type
Funding / Finance Company
Address
FOOTHILL RANCH, CA 92610
Agreement
Type
Conventional with PMI
Amount
Amount on Record
Term
240 Months
Due
Mar 8, 2040
January 2019: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SACRAMENTO CA
Recording Date
Jan 7, 2019
Property Address
8644 CENTRAL AVE, ORANGEVALE, CA 95662-3939
Document Number
1901070373
Instrument Date
Jan 2, 2019
Instrument
1901070373
Transaction Type
Transfer
Record Updated
Jan 18, 2019
Title Company
NORTH AMERICAN TITLE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$368.50
Amount Accuracy
Full Value
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
8644 CENTRAL AVE ORANGEVALE CA 956623939, ORANGEVALE, CA 95662-3939
Mortgage
Document Number
1901070375
Date
Jan 7, 2019
Instrument
1901070375
Lender
Name
QUICKEN LNS
Type
Funding / Finance Company
Address
DETROIT, MI 48226-1906
Agreement
Type
Conventional with PMI
Amount
Amount on Record
Term
360 Months
Due
Jan 6, 2049
Tax Assessment & Valuation
The 2025 property tax bill for 8644 Central Ave was $4,407 with a homeowner's exemption, up 1% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
Property Jurisdictions
Type
Name
State
California
County
Sacramento County
Unified School District
San Juan Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$381,168 (+2%)Land $113,781Building $267,387
2025
$4,407.00 (+0.99%)Homeowner's exemption
$373,695Land $111,550Building $262,145
2024
$4,364.00 (+2.61%)
2023
$4,253.00 (+0.57%)Homeowner's exemption
$359,185Land $107,219Building $251,966
2022
$4,229.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 8644 Central Ave in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 2 (40% premium discount)
Nearby Flood Policies
4 in force
Nearby Flood Claims
13 (1986–2025)
Claims Outside the SFHA
13 of 13
Most Recent Claim
Dec 2025 · rainfall accumulation
Claims by Event
Severe Winter Storms And Flooding, Feb 1998 · 2 claims
Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims
Severe Storms & Flooding, Feb 1986 · 3 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 8644 Central Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
ORANGE VALE WATER COMPANY private · serves 16,861 people · EPA ID CA3410016
Water Source
Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection
Mar 2025
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable
2,000 / 2,000
T-Mobile Fixed Wireless
100 / 20
May also be available: AT&T, Succeed.Net, Verizon.