8643 Ormart Rd, Castroville, CA 95012 Property Records

Monterey County property record for 8643 Ormart Rd, Castroville, CA 95012

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,795 sqft · built 1988
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Jan 2019)
Tax Bill	$7,526 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jan 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`131-042-032-000`

Property Details

APN / Parcel Number

Primary APN	`131-042-032-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,795 sqft Living Area
1st Floor Area	1,795 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	56,628 sqft
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	8643 ORMART RD
City	CASTROVILLE
State	CA
Zip	95012-9761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VOL 16 PAR MAPS PG 179 PAR B & C 2.382 AC
Legal Block	3
Jurisdiction	MONTEREY CA
Township / Civil Division	CASTROVILLE
Census Block Group	3
Census Block	3006
Census Tract	14700

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8643 ORMART RD, CASTROVILLE, CA 95012-9761
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC
Jan 14, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Jan 14, 2019	Grant Deed, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2019 · Amount on Record
Deed Sale	Jan 14, 2019 · Amount on Record
Prior Sale	Jun 26, 1996 · Amount on Record
Deed Document Number	20191456
Prior Transfer Date	Jan 9, 2019
Prior Transfer Doc	0000001455
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	8643 ORMART RD, CASTROVILLE, CA 95012-9761
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029723
Date	Jun 22, 2020
Instrument	2020029723

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jan 14, 2019
Property Address	8643 ORMART RD, CASTROVILLE, CA 95012-9761
Document Number	0000001455
Instrument Date	Jan 9, 2019
Instrument	1455
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	8643 ORMART RD CASTROVILLE CA 950129761, CASTROVILLE, CA 95012-9761

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jan 14, 2019
Property Address	8643 ORMART RD, CASTROVILLE, CA 95012-9761
Document Number	0000001456
Map Reference	VOL 16 PG 179
Instrument Date	Jan 4, 2019
Instrument	2019001456
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8643 ORMART RD, CASTROVILLE, CA 95012-9761

Mortgage

Document Number	0000001457
Date	Jan 14, 2019
Instrument	2019001457

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	9%

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	North Monterey County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$699,760 (+2%) Land $398,237 Building $301,523
2025	$7,526.00 (+4.24%) Homeowner's exemption	$686,040 (+4.04%) Land $390,429 Building $295,611
2023	$7,220.00 (+0.59%) Homeowner's exemption	$659,402 Land $375,269 Building $284,133
2022	$7,178.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1995–2019)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Dec 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC OAK HILLS private · serves 3,214 people · EPA ID CA2710019
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250

May also be available: Cruzio, T-Mobile, Verizon.

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