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8643 Centre Ct, Largo (Seminole), FL 33777 Property Records

Pinellas County property record for 8643 Centre Ct, Largo, FL 33777

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,192 sqft · built 1990
Lot Size0.287 acres (12,497 sqft)
Owner2 Individual Names on File
Last Sale$675,000 (Aug 2023)
Tax Bill$8,733 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-750-3397-7

Property Details

APN / Parcel Number

Primary APNC62-000-750-3397-7
Alternative APNs
  • 13-30-15-91672-000-0020
  • 301513916720000020
  • 153013916720000020
  • R143369

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,192 sqft Living Area
Gross Area2,886 sqft
1st Floor Area2,192 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1995
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area12,497 sqft (0.287 acres)
Lot Dimensions150 ft deep x 80 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area210 sqft
Deck Area275 sqft
Patio Area275 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR143369
Street Address8643 CENTRE CT
CitySEMINOLE
StateFL
Zip33777-1239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD75
Legal DescriptionTRAILS AT BARDMOOR NORTH PHASE 2 LOT 2
Legal Range15E
Legal Township30S
Legal Section13
Legal SubdivisionTRAILS AT BARDMOOR NORTH
Legal Phase2
Legal Tract91672
Legal Lot Number2
JurisdictionPINELLAS FL
Township / Civil DivisionST. PETERSBURG
Census Block Group2
Census Block2002
Census Tract25012

Owner

8643 Centre Ct is owned and occupied by two individuals who bought it in August 2023.

Source: Pinellas County records, as of September 17, 2026

Owner of Record2 Individual Names on File
Mailing Address8643 CENTRE CT, SEMINOLE, FL 33777-1239
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2023 · Amount on File
Deed SaleAug 1, 2023 · Amount on File
Prior SaleMar 2, 2009 · Amount on File
Deed Document Number2023199248
Deed Book / Page22522 / 438
Prior Transfer DateDec 15, 2008
Prior Transfer Doc0164551889
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateAug 1, 2023
Property Address8643 CENTRE CT, LARGO, FL 33777-1239
Document Number0225220438
Book / Page22522 / 438
Map ReferenceMB 103 PG 30&31
Instrument DateJul 28, 2023
Instrument2023199248
Transaction TypeTransfer
Record UpdatedMar 21, 2024
Title CompanyAGS TITLE AGENCY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,725.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2555 HERON LN N, CLEARWATER, FL 33762-2220

Transferred To (Grantee/Buyer)

NameVerified Name
Address8643 CENTRE CT, LARGO, FL 33777-1239

Mortgage

Document Number0022522440
DateAug 1, 2023
Instrument22522/440
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 8643 Centre Ct was $8,733 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,733.00 Homeowner's exemption$523,340 Land $120,107 Building $403,233$523,340 Land $120,107 Building $403,233
2023$4,031.00 (+2.57%) Homeowner's exemption$264,396 (+3%)$479,473 (+12.21%) Land $167,423 Building $312,050
2022$3,930.00 Homeowner's exemption$256,695$427,292 Land $176,147 Building $251,145

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8643 Centre Ct in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 166 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies166 in force
Nearby Flood Claims14 (1979–2025)
Claims Outside the SFHA9 of 14
Most Recent ClaimApr 2025 · other causes
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8643 Centre Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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