Cabarrus County property record for 8642 John White Rd, Concord, NC 28025
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,354 sqft · built 1995 |
| Lot Size | 3.5 acres (152,460 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,500 (Jun 2013) |
| Tax Bill | $2,819 (2023) |
| Deeds & Mortgages | Jan 2023 Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5546 16 9992 |
| Primary APN | 5546 16 9992 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,354 sqft Living Area |
| Gross Area | 3,893 sqft |
| 1st Floor Area | 1,976 sqft |
| Upper Floors Area | 378 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 152,460 sqft (3.5 acres) |
| Lot Width | 50 ft Width |
| Garage Type | Mixed |
| Garage Area | 1,959 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 12,500 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 544 sqft |
| Patio Area | 320 sqft |
| Storage Building | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 144324 |
|---|---|
| Street Address | 8642 JOHN WHITE RD |
| City | CONCORD |
| State | NC |
| Zip | 28025-8228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | CR |
| Legal Description | WEST SIDE JOHN WHITE RD |
| Legal Subdivision | FLOWES STORE EAST |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 10, MIDLAND |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 41604 |
8642 John White Rd, a rural home, is owned and occupied by two individuals who acquired it in February 2021.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8642 JOHN WHITE RD, CONCORD, NC 28025-8228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 11, 2023 | Deed of Trust, Mortgage · Unknown JACKSON FLAGSTAR CENTRE OFFICE |
| Feb 22, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage BAY EQUITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2013 · Amount on File |
| Deed Sale | Jun 17, 2013 · Amount on File |
| Prior Sale | Dec 13, 2004 · Amount on File |
| Deed Book / Page | 10570 / 168 |
| Last Transfer Date | Feb 17, 2021 |
| Transfer Doc | 1493024 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 8642 JOHN WHITE RD, CONCORD, NC 28025-8228 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Title Company | TITLE365 NLSE |
| Name | Verified Name |
|---|
| Document Number | 0016339337 |
|---|---|
| Date | Jan 11, 2023 |
| Book Page | 16339/337 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Unknown |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Feb 22, 2021 |
| Property Address | 8642 JOHN WHITE RD, CONCORD, NC 28025-8228 |
| Document Number | 0001493024 |
| Book / Page | 14930 / 24 |
| Instrument Date | Feb 17, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8642 JOHN WHITE RD, CONCORD, NC 28025-8228 |
| Document Number | 0001493026 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 14930/26 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2041 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $515,000 (-) Land $89,380 Building $425,620 | ||
| 2025 | $515,000 Land $89,380 Building $425,620 | ||
| 2024 | $515,000 (+53.44%) Land $89,380 Building $425,620 | ||
| 2023 | $2,819.00 | $335,640 Land $46,100 Building $289,540 | $335,640 Land $46,100 Building $289,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8642 John White Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8642 John White Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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