Bay County property record for 8642 Conch Shell Ct, Panama City Beach, FL 32413
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,472 sqft · built 2021 |
| Lot Size | 0.085 acres (3,746 sqft) |
| Owner | Individual Name on File |
| Last Sale | $490,000 (May 2024) |
| Tax Bill | $4,617 (2025) |
| Deeds & Mortgages | Dec 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 32503-200-080 |
| Primary APN | 32503-200-080 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,472 sqft Heated Area |
| Gross Area | 2,062 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Shingle |
| Lot Area | 3,746 sqft (0.085 acres) |
| Lot Dimensions | 100 ft deep x 35 ft wide |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 8642 CONCH SHELL CT |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32413-9483 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LATITUDE AT WATERSOUND AREA 1 PHASE 2 LOT 40 ORB 4801 P 142 |
| Legal Subdivision | LATITUDE AT WATERSOUND AREA 1 |
| Legal Phase | 2 |
| Legal Lot Number | 40 |
| Jurisdiction | BAY FL |
| Township / Civil Division | SOUTHPORT |
| Census Block Group | 3 |
| Census Block | 3140 |
| Census Tract | 201 |
Source: Bay County records · APN 32503-200-080
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8642 CONCH SHELL CT, PANAMA CITY BEACH, FL 32413-9483 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 13, 2024 · Amount on Record |
| Deed Sale | May 13, 2024 · Amount on Record |
| Prior Sale | Dec 28, 2021 · Amount on Record |
| Deed Document Number | 2024027641 |
| Deed Book / Page | 4801 / 142 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Dec 28, 2021 |
| Property Address | 8642 CONCH SHELL CT, PANAMA CITY BEACH, FL 32413-9483 |
| Document Number | 0045041228 |
| Book / Page | 4504 / 1228 |
| Map Reference | MB 28 PG 8-18 |
| Instrument Date | Dec 28, 2021 |
| Instrument | 2021098053 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2023 |
| Title Company | WATERSOUND TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,340.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4400 W SAMPLE RD # RD200, RD200, COCONUT CREEK, FL 33073-3470 |
| Name | Verified Name |
|---|---|
| Address | 8642 CONCH SHELL CT, PANAMA CITY, FL 32413-9483 |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,617.00 (+84.98%) Homeowner's exemption | $412,809 (+71.83%) Land $49,343 Building $363,466 | $412,809 (+33.06%) Land $49,343 Building $363,466 |
| 2023 | $2,496.00 (-24.75%) Homeowner's exemption Widower's exemption | $240,239 (-15.37%) | $310,235 (+9.29%) Land $30,231 Building $280,004 |
| 2022 | $3,317.00 | $283,874 Land $21,213 Building $262,661 | $283,874 Land $21,213 Building $262,661 |
Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 722 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 722 in force |
| Nearby Flood Claims | 3 (2018–2021) |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Wildfire Risk | Moderate above 65% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 198 locations within half a mile of this property.
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