Cheboygan County property record for 8640 W Black Ln, Cheboygan, MI 49721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,748 sqft · built 1999 |
| Lot Size | 0.79 acres (34,412 sqft) |
| Owner | Individual Name on File |
| Last Sale | $139,000 (Apr 2016) |
| Tax Bill | $2,733 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-B06-000-016-00 |
| Primary APN | 105-B06-000-016-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,748 sqft Living Area |
| 1st Floor Area | 1,748 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Lot Area | 34,412 sqft (0.79 acres) |
| Garage Area | 824 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 8640 W BLACK LN |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-9430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLACK RIVER PINES, LOT 16 (SEC 21, T37N,R1W) 806/871;907/168;1303/484 |
| Legal Range | 01W |
| Legal Township | 016 |
| Legal Section | 21 |
| Legal Subdivision | BLACK RIVER PINES |
| Legal Lot Number | 16 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | BENTON |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 960300 |
8640 W Black Ln is owned and occupied by an individual who bought it in April 2016.
Source: Cheboygan County records, as of June 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 730 S MAIN ST, CHEBOYGAN, MI 49721-2220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2016 · Amount on File |
| Deed Sale | Apr 6, 2016 · Amount on File |
| Prior Sale | Aug 13, 2003 · Amount on File |
| Deed Book / Page | 1303 / 484 |
| Prior Transfer Date | Mar 25, 2016 |
| Prior Transfer Doc | 1303/0484 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 8640 W BLACK LN, CHEBOYGAN, MI 49721-9430 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 8640 W BLACK LN, CHEBOYGAN, MI 49721-9430 |
| Document Number | 0000001414/0000000435 |
|---|---|
| Date | Jun 9, 2020 |
| Book Page | 0000001414/0000000435 |
| Name | CITIZENS NATIONAL BANK OF CHEBOYGAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2035 |
The 2025 property tax bill for 8640 W Black Ln was $2,733 with a homeowner's exemption.
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| County Subdivision | Benton Township |
| Unified School District | Cheboygan Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $147,500 | $295,000 | |
| 2025 | $2,733.00 | ||
| 2023 | $115,500 | $231,000 | |
| 2022 | $2,534.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8640 W Black Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 8640 W Black Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Presque Isle Connect Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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