8640 Oak Ave, Gary, IN 46403 Property Records

Lake County property record for 8640 Oak Ave, Gary, IN 46403

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,784 sqft · built 1940
Lot Size	0.207 acres (9,017 sqft)
Owner	Owner Name on Record
Tax Bill	$7,594 (2024)
Deeds & Mortgages	Jun 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-25-47-0385-0019`

Property Details

APN / Parcel Number

Primary APN	`001-25-47-0385-0019`
Alternative APNs	`45-05-33-130-017.000-004` `254703850019`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	1,784 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1990
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	9,017 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	144 sqft
Patio Area	600 sqft
Shed	1 Shed
Shed Area	104 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-47-0385-0019
Old Parcel Number	254703850019
Street Address	8640 OAK AVE
City	GARY
State	IN
Zip	46403-1431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	YOUNGS HIGHLANDS W2 L.18 BL.4 ALL L.19 BL.4
Legal Subdivision	YOUNGS HLNDS
Legal Block	4
Legal Lot Number	18
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1007
Census Tract	10100

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	1880 CATKIN CIR, CHESTERTON, IN 46304-9636

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 3, 2013
Transfer Doc	0000048596
Record Updated	Sep 20, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	8640 OAK AVE, GARY, IN 46403-1431
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 LAUREL DR, CHESTERTON, IN 46304

Mortgage

Document Number	0000018015
Date	Jun 5, 2024
Instrument	2024-518015

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2054
Prepayment Penalty	00 Months

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$368,600 (+13.31%) Land $189,900 Building $178,700	$368,600 (+13.31%) Land $189,900 Building $178,700
2024	$7,594.00 (+37.85%)
2023		$325,300 (+53.73%) Land $216,000 Building $109,300	$325,300 (+53.73%) Land $216,000 Building $109,300
2022	$5,509.00	$211,600 Land $88,800 Building $122,800	$211,600 Land $88,800 Building $122,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20