8640 Long Ln, Cincinnati, OH 45231 Property Records

Hamilton County property record for 8640 Long Ln, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 1955
Lot Size	0.635 acres (27,704 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,505 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`590-0193-0003-00`

Property Details

APN / Parcel Number

Primary APN	`590-0193-0003-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft
Basement Area	1,352 sqft
Finished Basement	200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	27,704 sqft (0.635 acres)
Lot Dimensions	388 ft deep x 75 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	8640 LONG LN
City	CINCINNATI
State	OH
Zip	45231-5019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONG LN 75 X 388.76 R1-T3-S14 N
Legal Range	01
Legal Township	03
Legal Section	14
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3002
Census Tract	22102

Owner

8640 Long Ln is owned and occupied by two individuals who acquired it in November 1987.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8640 LONG LN, CINCINNATI, OH 45231-5019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Aug 2, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Oct 8, 2020	Loan Modification, Mortgage · Conventional with PMI FIFTH THIRD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 1987
Deed Sale	Nov 1, 1987
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Jun 12, 2026
Property Address	8640 LONG LN, CINCINNATI, OH 45231-5019
Document Number	0000046791
Book / Page	15686 / 133
Instrument Date	May 6, 2026
Instrument	202646791
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8640 LONG LN, CINCINNATI, OH 45231-5019

Mortgage

Document Number	0000046791,
Date	Jun 12, 2026
Book Page	15686/133
Instrument	202646791

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 25, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8640 LONG LN, CINCINNATI, OH 45231-5019
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8640 LONG LN, CINCINNATI, OH 45231-5019

Mortgage

Document Number	0000075104
Date	Aug 2, 2022
Book Page	14721/430
Instrument	2022-0075104

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	357 Months
Due	May 25, 2052

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	8640 LONG LN, CINCINNATI, OH 45231-5019
Document Number	0000118021
Instrument Date	Oct 8, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8640 LONG LN CINCINNATI OH 452315019, CINCINNATI, OH 45231-5019

Mortgage

Document Number	0000118021
Date	Nov 9, 2020
Book Page	014292/003013
Instrument	118021

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Nov 8, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 8640 Long Ln was $4,505, up 2.4% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Finneytown Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,505.00 (+2.36%)	$64,526 (-) Land $15,358 Building $49,168
2024	$4,401.00 (+1.71%)	$64,526 (-) Land $15,358 Building $49,168
2023	$4,327.00 (+5.77%)	$64,526 (+45.83%) Land $15,358 Building $49,168	$184,360 Land $43,880 Building $140,480
2022	$4,091.00 Homeowner's exemption	$44,247 Land $14,497 Building $29,750
2020			$126,420 Land $41,420 Building $85,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8640 Long Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8640 Long Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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