8640 E St N, Winona, MN 55987 Property Records

Winona County property record for 8640 E St N, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,214 sqft · built 1920
Lot Size	0.409 acres (17,816 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,736 (2026)
Deeds & Mortgages	Jul 2020 Line of Credit Jul 2019 Line of Credit + 1 more
APN	`30.000.1540`

Property Details

APN / Parcel Number

Primary APN	`30.000.1540`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,214 sqft Living Area
1st Floor Area	1,092 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1998
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,816 sqft (0.409 acres)
Lot Dimensions	165 ft deep x 100 ft wide
Garage Type	Pole Building Garage
Garage Area	2,068 sqft
Porch	Porch
Porch Area	108 sqft
Deck Area	316 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8640 E ST N
City	WINONA
State	MN
Zip	55987-1965
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-34 TWP-107 RANGE-008 STOCKTON VILLAGE LOT-002 BLOCK-079 STOCKTON VILLAGE EX: N 24' OF LOT 2 & 1/2 OF VACATED ALLEY ON
Legal Range	008
Legal Township	107
Legal Section	34
Legal Subdivision	STOCKTON VILLAGE
Legal Block	79
Legal Lot Number	1-2
Jurisdiction	WINONA MN
Township / Civil Division	STOCKTON
Census Block Group	1
Census Block	1125
Census Tract	670101

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8640 E ST N, WINONA, MN 55987-1965
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK
Jul 18, 2019	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA
Jul 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	8640 E ST N, WINONA, MN 55987-1965
Transaction Type	Mortgage
Record Updated	Aug 13, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	626101
Date	Jul 24, 2020
Instrument	626101

Lender

Name	MERCHANTS BANK
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	8640 E ST N, WINONA, MN 55987-1965
Transaction Type	Mortgage
Record Updated	Aug 6, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	618078
Date	Jul 18, 2019
Instrument	618078

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	8640 E ST N, WINONA, MN 55987-1965
Transaction Type	Mortgage
Record Updated	Jul 17, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	617712
Date	Jul 2, 2019
Instrument	617712

Lender

Name	MERCHANTS BANK
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2034

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Stockton City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,736.00 (+48.21%) Homeowner's exemption	$338,500 (+5.81%) Land $50,300 Building $288,200	$338,500 (+5.81%) Land $50,300 Building $288,200
2025		$319,900 (+2.24%) Land $50,300 Building $269,600	$319,900 (+2.24%) Land $50,300 Building $269,600
2023	$1,846.00 Homeowner's exemption	$312,900 Land $50,300 Building $262,600	$312,900 Land $50,300 Building $262,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Stockton serves 697 people · EPA ID MN1850020
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Hiawatha Broadband Communications.

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