McDonough County property record for 8640 E 550th St, Colchester, IL 62326
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,961 (2025) |
| Deeds & Mortgages | May 2018 Mortgage |
| APN | 05-000-401-05 |
| Primary APN | 05-000-401-05 |
|---|
| Lot Area | 47,916 sqft (1.1 acres) |
|---|
| Street Address | 8640 E 550TH ST |
|---|---|
| City | COLCHESTER |
| State | IL |
| Zip | 62326-1813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S24 T5 R4 PT SE NW |
| Legal Range | 04 |
| Legal Township | 05 |
| Legal Section | 24 |
| Jurisdiction | MCDONOUGH IL |
| Township / Civil Division | COLCHESTER |
| Census Block Group | 1 |
| Census Block | 1090 |
| Census Tract | 11100 |
8640 E 550th St is owned and occupied by an individual who acquired it in February 2013.
Source: McDonough County records, as of July 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8640 E 550TH ST, COLCHESTER, IL 62326-1813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 15, 2013 |
| Transfer Doc | 0020130616 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDONOUGH IL |
| Property Address | 8640 E 550TH ST, COLCHESTER, IL 62326-1813 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0020181306 |
|---|---|
| Date | May 29, 2018 |
| Instrument | 2018-1306 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MACOMB, IL 61455 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
The 2025 property tax bill for 8640 E 550th St was $1,961 with a homeowner's exemption, up 9.6% from the year before.
Source: McDonough County assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McDonough County |
| County Subdivision | Colchester Township |
| Unified School District | West Prairie Community Unit School District 103 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,961.00 (+9.61%) Homeowner's exemption | $28,093 (+7.14%) Land $2,945 Building $25,148 | $84,279 (+7.14%) Land $8,835 Building $75,444 |
| 2024 | $1,789.00 (+6.87%) Homeowner's exemption | $26,221 (+5.69%) Land $2,749 Building $23,472 | $78,663 (+5.69%) Land $8,247 Building $70,416 |
| 2023 | $1,674.00 | $24,809 Land $2,601 Building $22,208 | $74,427 Land $7,803 Building $66,624 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 8640 E 550th St; 2 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8640 E 550th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MTC Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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