8640 Cedar Hammock Cir, Apt 522, Naples, FL 34112 Property Records

Collier County property record for 8640 Cedar Hammock Cir, Apt 522, Naples, FL 34112

Property Summary

Property Type	Condominium
Details	1,414 sqft · built 2001
Owner	2 Trust Names on File
Last Sale	$269,000 (May 2018)
Tax Bill	$4,201 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`687350 5 5225B03`

Property Details

APN / Parcel Number

Primary APN	`687350 5 5225B03`
Alternative APN	`79872001145`

Interior

Units	13 Units
Building Area	1,414 sqft Living Area
1st Floor Area	1,414 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	8640 CEDAR HAMMOCK CIR, 522
City	NAPLES
State	FL
Zip	34112-3358
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VERANDA I AT CEDAR HAMMOCK A CONDOMINIUM BLDG 5-522
Legal Range	26
Legal Township	50
Legal Section	3
Legal Subdivision	VERANDA I AT CEDAR HAMMOCK A CONDOMINIUM
Legal Tract	687350
Legal Block	2
Legal Lot Number	522
Legal Unit	5-522
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2006
Census Tract	10518

Owner

8640 Cedar Hammock Cir, Apt 522 is held in a trust since April 2025.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	8640 CEDAR HAMMOCK CIR, 522, NAPLES, FL 34112-3358
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2018 · Amount on File
Deed Sale	May 9, 2018 · Amount on File
Prior Sale	Mar 2, 2009 · Amount on File
Deed Document Number	20185553370
Deed Book / Page	5507 / 3076
Last Transfer Date	Apr 29, 2025
Transfer Doc	0064642631
Record Updated	Oct 29, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 9, 2018
Property Address	8640 CEDAR HAMMOCK CIR APT 522, 522, NAPLES, FL 34112-3358
Document Number	0055073076
Book / Page	005507 / 003076
Instrument Date	May 2, 2018
Instrument	5553370
Transaction Type	Transfer
Record Updated	Jun 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,883.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 WHITNEY FARM PL MORRISTOWN NJ 079605989, MORRISTOWN, NJ 07960-5989

Mortgage

Document Number	55073078
Date	May 9, 2018
Book Page	005507/003078
Instrument	5553371

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 8640 Cedar Hammock Cir, Apt 522 was $4,201, up 8.5% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,588 (+1%)	$340,978 (-12.53%) Building $340,978
2025	$4,201.00 (+8.5%)	$301,444	$389,812 Building $389,812
2024	$3,872.00 (+7.92%)
2023	$3,588.00 (+14.38%)	$249,127 (+1%)	$356,360 (+37.57%) Building $356,360
2022	$3,137.00	$226,479	$259,034 Building $259,034

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8640 Cedar Hammock Cir, Apt 522 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8640 Cedar Hammock Cir, Apt 522 is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Hotwire Communications Fiber	1,000 / 200
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Hammock Cir

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