8640 Cavel St, Downey, CA 90242 Property Records

Los Angeles County property record for 8640 Cavel St, Downey, CA 90242

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 902 sqft · built 1949
Lot Size	0.142 acres (6,188 sqft)
Owner	2 Trust Names on File
Last Sale	$350,000 (Mar 2014)
Tax Bill	$5,493 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit May 2021 Line of Credit + 7 more
Flood Zone	Zone X (reduced by levee)
APN	`6258-016-035`

Property Details

APN / Parcel Number

Primary APN	`6258-016-035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	902 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1953
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,188 sqft (0.142 acres)
Lot Dimensions	123 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	8640 CAVEL ST
City	DOWNEY
State	CA
Zip	90242-2632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DOR15000*
Legal Description	TRACT # 15560 LOT 12
Legal Subdivision	15560
Legal Tract	15560
Legal Block	1
Legal Lot Number	12
Jurisdiction	LOS ANGELES CA
Township / Civil Division	DOWNEY-NORWALK
Census Block Group	1
Census Block	1013
Census Tract	551204

Owner

8640 Cavel St is owner-occupied and held in a trust since December 2020.

Source: Los Angeles County records, as of August 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	8640 CAVEL ST, DOWNEY, CA 90242-2632
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
May 12, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 16, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Jan 12, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 27, 2021	Correction Deed, Transfer NOT AVAILABLE
Aug 16, 2017	Deed of Trust, Mortgage · Conventional with PMI CASHCALL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2014 · Amount on File
Deed Sale	Mar 14, 2014 · Amount on File
Deed Document Number	2014258930
Last Transfer Date	Dec 18, 2020
Transfer Doc	0000155329
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	8640 CAVEL ST, DOWNEY, CA 90242-2632
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8640 CAVEL ST, DOWNEY, CA 90242-2632

Mortgage

Document Number	0000835128
Date	Nov 21, 2025
Instrument	25-0835128

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	8640 CAVEL ST, DOWNEY, CA 90242-2632
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8640 CAVEL ST, DOWNEY, CA 90242-2632

Mortgage

Document Number	0000764674
Date	May 12, 2021
Instrument	21-0764674

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Mar 18, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	8640 CAVEL ST, DOWNEY, CA 90242-2632
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001316136
Date	Nov 16, 2017
Instrument	17-1316136

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 13, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	8640 CAVEL ST, DOWNEY, CA 90242-2632
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083621
Date	Jan 29, 2019
Instrument	19-0083621

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	8640 CAVEL ST, DOWNEY, CA 90242-2632
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001094440
Date	Oct 15, 2019
Instrument	19-1094440

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	8640 CAVEL ST, DOWNEY, CA 90242-2632
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8640 CAVEL ST, DOWNEY, CA 90242-2632

Mortgage

Document Number	0001172159
Date	Sep 25, 2020
Instrument	20-1172159

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Jan 12, 2021
Property Address	8640 CAVEL ST, DOWNEY, CA 90242-2632
Document Number	0000059494
Instrument Date	Dec 18, 2020
Instrument	59494
Transaction Type	Transfer
Record Updated	Jan 18, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8640 CAVEL ST DOWNEY CA 902422632, DOWNEY, CA 90242-2632

January 2021: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Jan 27, 2021
Property Address	8640 CAVEL ST, DOWNEY, CA 90242-2632
Document Number	0000155329
Instrument Date	Dec 18, 2020
Instrument	155329
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	8640 CAVEL ST DOWNEY CA 902422632, DOWNEY, CA 90242-2632

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	8640 CAVEL ST, DOWNEY, CA 90242-2632
Document Number	0000951794
Instrument Date	Aug 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2017
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8640 CAVEL ST DOWNEY CA 902422632, DOWNEY, CA 90242-2632

Mortgage

Document Number	0000951794
Date	Aug 22, 2017
Instrument	951794

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 8640 Cavel St was $5,493 with a homeowner's exemption, up 2% from the year before.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Downey City
Unified School District	Downey Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$437,621 (+2%) Land $349,226 Building $88,395
2025	$5,493.00 (+2.02%) Homeowner's exemption	$429,041 Land $342,379 Building $86,662
2024	$5,384.00 (+3.52%)
2023	$5,201.00 (+5.28%) Homeowner's exemption	$412,383 Land $329,085 Building $83,298
2022	$4,940.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8640 Cavel St in Zone X, where a levee reduces flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2024 · Severe Winter Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8640 Cavel St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWNEY - CITY, WATER DEPT. serves 110,556 people · EPA ID CA1910034
Water Source	Groundwater
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Feb 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 871 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Starry, T-Mobile.

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